We go into some detail about this in our article How do Jetty's Renters Insurance plans work?, but we'll expand upon that information here.
Here's the scoop: our Basic plans cover your 'normal household belongings' like your clothes, your bed and your couch. Because these Basic plans are designed to cover many people with similar risk levels on their 'normal household belongings,' they do not fully cover an additional set of scenarios common to personal electronics items like your smartphone, your tablet or your laptop. (Incidentally, this is true with every insurance provider).
As such, if you have such items, we recommend purchasing the Personal Electronics Protection Power-Up (technically called an 'endorsement').
Doing so will ‘improve’ the protection you enjoy under the Basic plans in three main ways for items like these. Note: Large stationary electronics and home appliances (like your television, desktop computer, gaming consoles, or your washer/dryer) are not considered personal electronics and fall under your normal household belongings.
More questions? We're here!
Make no mistake, this stuff is complicated and there's nothing wrong with you if you still have questions. Drop us a line at email@example.com with anything we may not have addressed; we'd be happy to help.
Issuance of coverage is subject to underwriting review and approval. Coverage may not be available in all states. Please see a copy of the policy for the full terms, conditions and exclusions. Policy obligations are the sole responsibility of State National Insurance Company, Inc. (NAIC No. 12831), Bedford, TX, in all states except Florida, and National Specialty Insurance Company (NAIC No. 22608), Bedford, TX, in Florida (collectively, “State National”). Coverage scenarios are hypothetical and shown for illustrative purposes only. Coverage is dependent on the actual facts and circumstances giving rise to a claim.
Jetty Insurance Agency LLC (Jetty) is an insurance agency licensed to sell property-casualty insurance products. Jetty will receive compensation from State National for such sales. Refer to the Legal Notices section for additional information.