Hey, Austin—protect the things you love.

Hey, Austin—protect the things you love.

Austin is an exciting place to live, so don’t let concerns about accidental damage to your belongings ruin your fun. Jetty’s cheap renters insurance for Austin offers peace of mind at an affordable price, with plans starting at just $5/month.

Austin is an exciting place to live, so don’t let concerns about accidental damage to your belongings ruin your fun. Jetty’s cheap renters insurance for Austin offers peace of mind at an affordable price, with plans starting at just $5/month.

4.7

  
  
  
  
  
  
  
  
  
  

From 321 verified reviews.

built for Austin

Get covered with renters insurance for Austin that’s tailored to you.

Get all the protection you need.

  

Coverage for your favorite things

  

Additional coverage for electronics and valuables

  

Help with bedbug cleanup

Jetty’s basic renters insurance plan provides general contents coverage, which means your belongings (i.e., the contents of your apartment) are protected from certain things, like fires, theft, and burst pipes. If you need more coverage, it’s easy to adjust your plan with add-ons called Power-Ups. Our Portable Electronics Power-Up will have your back if you shatter your phone screen or lose your laptop, while our Valuables Protection Power-Up provides extra protection for big-ticket items and expensive jewelry. You can even add a Bedbugs Coverage Power-Up, so you’ll get help covering any cleanup costs.

Coverage that doesn’t sit still.

  

Protection when you travel

  

Additional coverage for lost items

When you leave home, you probably take some of your things with you, whether that means commuting with your laptop or taking a suitcase full of clothes on a trip. Luckily, Jetty’s Renter Insurance travels with you, so your things are protected even when you’re out and about. Plus, if you have the Portable Electronics Power-Up or Valuables Protection Power-Up, you’ll also be protected in case you lose a covered item.

Help when you need a place to stay.

  

Temporary housing covered

  

Increase in living expenses covered

We hope your home is always a comfortable place to be, but we know that’s not always the case. If your place is rendered temporarily uninhabitable due to damage from a covered incident, like a fire or severe windstorm, we’ll help put you up until you can move back in. Jetty can also cover certain reasonable additional living expenses, like the take-out bills you might rack up while you’re without a kitchen.

neighborhoods

Renters insurance for every Austin resident.

Austin is famous for putting a unique spin on the classics, adding its own twist to everything from movies to music to tacos. At Jetty, we did something similar—we took renters insurance and gave it an upgrade. With customizable options to meet every renter’s needs, Jetty makes it easy to choose the protections you care about, without paying for the ones you don’t. You can even adjust your deductible and coverage limits to match your lifestyle and your budget, so your plan will be as unique as the neighborhood you call home.

Austin is famous for putting a unique spin on the classics, adding its own twist to everything from movies to music to tacos. At Jetty, we did something similar—we took renters insurance and gave it an upgrade. With customizable options to meet every renter’s needs, Jetty makes it easy to choose the protections you care about, without paying for the ones you don’t. You can even adjust your deductible and coverage limits to match your lifestyle and your budget, so your plan will be as unique as the neighborhood you call home.

Neighborhood
Coverage
Neighborhood  

UT

Coverage

Some life lessons are learned outside a classroom. Here’s one: Renters insurance protects more than just your things. If a guest is accidentally injured at your place, your insurance can help cover their medical bills. And if you damage something you’ve borrowed from a friend, your insurance may be able to chip in for that, too. With plans starting at just $5/month, it’s easy to make the smart choice by protecting yourself with Jetty Renters Insurance.

Neighborhood  

Downtown

Coverage

Whether you live downtown or just frequent its bars and restaurants, you probably know that a night out isn’t always easy on your phone. If you’re worried about shattered screens or spilled drinks, you can add a Portable Electronics Power-Up to your insurance plan for as low as $3/month. It’ll protect your phone, tablet, or laptop from all those accidents that aren’t usually covered, including water damage, cracked screens, mysterious disappearances, and more.

Neighborhood  

South Congress & Bouldin Creek

Coverage

Your quiet, residential neighborhood probably feels a lot like home. But if you’re ever forced out by a covered event—say, a fire, or damage from a burst pipe—we’ll help you stay as comfortable as possible until you can move back in. With “loss of use” coverage, Jetty can foot the bill for temporary accommodations, and cover some reasonable additional living expenses, like increased costs associated with a longer commute.

Don’t see your neighborhood? See what your pricing is like in 30 seconds or less.

1

Get a quote.

Jetty’s Quick Quote process generates quotes for Austin renters insurance in 60 seconds or less.

2

Customize.

Modify your plan to meet your needs, adding extra coverage where you need it and removing coverage where you don’t.

3

Get insured.

Lock in your rate and start protecting your stuff right away with one of the best renters insurance plans in Austin, TX.

Frequently Asked Questions

Q.
What parts of my renters insurance plan for Austin can I adjust and personalize?
A.

Just about all of it—from your coverage limits to your deductible. We offer great renters insurance in Austin, TX because we let you tailor practically everything to meet your needs.

Q.
What about adding people like my significant other? How about my landlord?
A.

Add ’em on! When you generate your quote, you’ll see an option to include them in your coverage. It only takes a few moments to add your significant other who lives with you or your landlord. Note: Your landlord will be added as an “additional interest,” so they’ll be able to access info about your plan.

Q.
Do you offer proof of my insurance plan?
A.

We e-mail full PDF documentation right to your inbox as soon as you sign up. If you lose track of it, just log into your account and download it again.

Q.
What coverage can a renters insurance plan for Austin, TX include?
A.

A typical, cheap renters insurance plan in Austin offers four basic coverages. So do Jetty plans. They include:

Contents coverage.

Protection for your belongings (i.e., the “contents” of your place).

Loss of use coverage.

Help with living expenses in the event a covered loss makes your place uninhabitable.

Liability coverage.

Protection if you’re financially liable to someone else (for example, if you damaged their property).

Medical payments to others coverage.

Help covering medical bills if someone is accidentally injured on your property.

Think you might need more? We understand. That’s why some of the best renters insurance plans in Austin, TX give you the option to add more protections. We call them Jetty Power-Ups, the rest of the industry calls them “endorsements,” but they work the same way—they’re bonus coverages that add on to your base plan. Our Power-Ups include the Portable Electronics Power-Up, Valuables Protection Power-Up, Bedbugs Coverage Power-Up, and even Airbnb Host Theft Protection. You can add whichever you need.

Q.
Why is affordable renters insurance important for people living in Austin, Texas?
A.

If you don’t know about Texas renters insurance laws, you might not realize just how valuable a plan can be. Renters insurance protects your things from a range of common damages. Did a fire ruin your favorite piece of furniture? You’re covered. Did a guest you shouldn’t have invited make off with your new phone? You’re covered—all with plans starting at $5/month.

Q.
Why are people in Austin switching to Jetty for renters insurance?
A.

Jetty Renters Insurance is designed for busy people like you. Our mobile-friendly sign up process makes it easy to get insured in Austin. You can sign up on your lunch break, between sets at your favorite band’s show, or while enjoying a drink at your local watering hole. And because we save money on overhead by operating completely online, we’re able to pass those savings on to you. So you’ll get truly affordable renters insurance in Austin.

reviews

Still on the fence?
Here’s how some Austin customers feel.

4.7

  
  
  
  
  
  
  
  
  
  

From 321 verified reviews.

  
  
  
  
  
  
  
  
  
  
Jetty Customer
Jetty has the most affordable and complete renter’s insurance on the market, it even beats the multi-policy discount from competitors!
  
23
  
  
  
  
  
  
  
  
  
  
Stephanie
very easy to manage and understand once you have to file a claim
  
21
  
  
  
  
  
  
  
  
  
  
Josh Turner
Jetty is the new frontier of renter’s insurance. Insurance through the big five is like maintaining a landline. Jetty is the iPhone X.
  
18

What happens in the event of a natural disaster?

What happens if a natural disaster, like a hurricane or tornado, hits Austin? The answer is a bit complicated. Like most insurance providers, Jetty Renters Insurance offers protection from storm damage in some instances—what it comes down to is the difference between damage specifically caused by the storm (e.g., wind, debris, etc.) and damage caused by a flood (e.g., storm surge, water, etc.). We cover the first one, which is typical of almost all renters insurance providers in the country. Let’s use an example: If high winds send a cinder block through your window and take out your television, you’re covered because this is damage from wind and debris. If that same television gets damaged or destroyed by flood waters from a storm surge, you’re not covered. To cover against flood damage, we recommend you supplement your Jetty Renters Insurance with coverage from the U.S. government’s National Flood Insurance Program.

  

For more information, see the "What’s not covered" section of this post in our Jetty FAQ.

You keep building the life you want. We’ll protect it.

Plans start at $5/mo.
Get covered in under 2 minutes.

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So let’s take this slow. Sign up for our low-key newsletter, and we’ll (tastefully) remind you to reconsider.

Issuance of coverage is subject to underwriting review and approval. Coverage may not be available in all states. Please see a copy of the policy for the full terms, conditions and exclusions. Policy obligations are the sole responsibility of State National Insurance Company, Inc. (NAIC No. 12831), Bedford, TX, or National Specialty Insurance Company (NAIC No. 22608), Bedford, TX, depending on product and state (refer to the Legal Notices for more information). Coverage scenarios are hypothetical and shown for illustrative purposes only. Coverage is dependent on the actual facts and circumstances giving rise to a claim.

Jetty Insurance Agency LLC (Jetty) is an insurance agency licensed to sell property-casualty insurance products. Jetty will receive compensation from State National for such sales. Refer to the Legal Notices section for additional information.