Get prices for California renters insurance with Jetty.

Get prices for California renters insurance with Jetty.

Renters insurance in California doesn’t have to be complicated or expensive. Now, you can get better, more affordable coverage with Jetty Renters Insurance—starting at just $5/month.

Renters insurance in California doesn’t have to be complicated or expensive. Now, you can get better, more affordable coverage with Jetty Renters Insurance—starting at just $5/month.



From 321 verified reviews.

built for California

Affordable renters insurance for California.

Golden coverage for the Golden State.


Protect your favorite things


Additional coverage for valuables

While we can’t stop the Santa Ana winds, we can help you when bad luck blows through your door. Starting at just $5/month, Jetty Renters Insurance can cover you from theft, fire, and other damage to your place, your surfboard, and more. With Power-Ups (technically known as “endorsements” in the insurance world) that cover portable electronics and other valuables, you’ll find a wide range of coverage so you can find a great match for your lifestyle.

From the ocean to the mountains and beyond.


Protection when you travel


Additional coverage options for lost items

Whether you’re in Yosemite, Silicon Valley, or in the middle of LACMA’s “Urban Light” exhibit, you’ll probably want to have your phone on you. And with our Jetty Renters Insurance Portable Electronics Power-Up, your phone is covered no matter where you go (including trips across the border), so say goodbye to your days of worrying about cracked screens, damaged laptops, or even theft when you travel.

Save the camping equipment for fun times.


Increase in living expenses covered

We know sleeping outside can be fun under the right conditions, but if your place becomes uninhabitable due to a covered incident (like fire, or certain types of water damage), Jetty Renters Insurance will cover your nearby indoor accommodations. Well, within reason of course. That room service is on you, but we’ll make sure you have a roof over and a pillow under your head while your place gets sorted out. So when you can’t stay at home, Jetty Renters Insurance will make sure you won’t be left high and dry.


What do Californians want in renters insurance?

Finding the right renters insurance that covers everything there is to cover in California can feel a little like panning for gold. But, eureka! You found it with Jetty. Our coverage is flexible and affordable, so you can customize it to your area, whether you need to cover your wetsuits, closet of business suits, or your friend who once guest-starred on “Suits.”

Finding the right renters insurance that covers everything there is to cover in California can feel a little like panning for gold. But, eureka! You found it with Jetty. Our coverage is flexible and affordable, so you can customize it to your area, whether you need to cover your wetsuits, closet of business suits, or your friend who once guest-starred on “Suits.”


Bay Area


Whether you work in tech or not, we know your portable electronics are important to you. That’s why Jetty Renters Insurance is ready with Power-Ups to make sure your phone is covered on your next urban hike. We also offer a Valuables Protection Power-Up to protect things like an engagement ring.


San Diego


Your surfboard. Your fancy jewelry you wore on your weekend in Palm Springs. Your grandmother’s antique clock. With Jetty Renters Insurance, San Diegans can adjust the type and amount of coverage they need to fit their lifestyles. We’re not so much like a California burrito with everything crammed in… we’re more like fish tacos where you can choose your toppings.


Los Angeles


Living in L.A. might be pretty heavenly, but we know it’s not always a city of angels. So when your laptop disappears from under your front seat, we’ve got renters in Los Angeles covered. Take a look at the Jetty Power-Ups, which give you extra valuables and electronics coverage for things like your bling, phone, tablet, or other devices.

Don’t see your neighborhood? See what your pricing is like in 30 seconds or less.

No agents. No paperwork. No nonsense.


Get a quote.

With our Quick Quote process, you’ll have a quote for renters insurance in California in 30 seconds or less.



Get renters insurance plans in San Francisco, San Diego, Los Angeles, and more that are tailored to your needs. Drop coverage you don’t need, add coverage you do need.


Get insured.

Choose a plan, lock in your rate, and start protecting your valuable possessions. We’ll also e-mail you a copy of the plan you select

Frequently Asked Questions

What can I customize?

We offer flexible options, letting you customize virtually every part of your renters insurance plan in California. Jetty lets you change your liability coverage, coverage limits, deductible, and more. It takes less than two minutes to generate the ideal policy for your needs and budget.

Can I add a landlord or significant other?

Yes, you can! Adding a landlord (commonly referred to as “additional interest”) or significant other to your renters insurance policy in San Diego, Los Angeles, San Francisco, or elsewhere only takes a few simple clicks. Once you’ve generated your custom quote, you’ll find a space where you can choose to add either of them to your policy. Click, add, and you’re all set!

Will I get proof of insurance?

Once you make a purchase, we’ll email a full PDF of your policy documentation right away. Don’t worry if it ever gets lost in your inbox. You can always download a copy directly from your Jetty account.

What makes up my renters insurance plan?

Like most other renters insurance policies, Jetty’s Renters Insurance plans in California include four basic areas of coverage:

Contents coverage.

Protection for your belongings.

Loss of use coverage.

Help with living expenses in the event a covered loss makes your place uninhabitable.

Liability coverage.

Protection if you’re financially liable to someone else (perhaps as a result of damaging their property, for example).

Medical payments to others coverage.

Helps pay someone else’s medical bills due to a no-fault incident on or near your property.

The cheapest renters insurance plans for California don’t always meet everyone’s needs. That’s where the Jetty Power-Ups come in. These bonus features include bedbug protection, valuables protection, electronics protection, and even AirBnB host theft protection. Tailor your renters insurance for Los Angeles, San Francisco, San Diego, or other area to your goals by choosing which to add.

Why is renters insurance important for people living in California?

You can’t control everything. There are plenty of ways your belongings could be damaged or lost when you rent. There are also situations you can’t anticipate, like an apartment becoming uninhabitable or a guest accidentally getting hurt during a visit. With a renters insurance plan in California, you’re protected. Did a friend accidentally get injured at your apartment-warming party? Maybe your roommate’s less-than-trustworthy guests made off with your new MacBook. Maybe that furniture your aunt gifted you also happened to bring bedbugs into the apartment? When you have renters insurance (starting at just $5/month) in California with the right coverage options, you can worry less about these types of incidents.

Why are people in California switching renters insurance policies to Jetty?

Jetty is a new, online-based and mobile-friendly form of renters insurance in California. Because we don’t operate any brick-and-mortar locations, we save a lot of money, passing those savings on to you. Signing up is also an easy process, designed for people with busy lifestyles. You can sign up for Jetty at the office, during your morning walk, or after midnight because someone you’re partying with recommended it. Best of all, Jetty lets you customize your policy so it’s one of the best renters insurance plans in California that suits your needs.


Still on the fence?
Here’s how some California customers feel.



From 321 verified reviews.

Jetty Customer
Jetty has the most affordable and complete renter’s insurance on the market, it even beats the multi-policy discount from competitors!
very easy to manage and understand once you have to file a claim
Josh Turner
Jetty is the new frontier of renter’s insurance. Insurance through the big five is like maintaining a landline. Jetty is the iPhone X.

What happens in the event of a natural disaster?

What happens if a disaster like a hurricane or earthquake hits California? You can edit your Jetty Renters Insurance plan to include protection from earthquakes; after you purchase your plan, give our Member Care Team a call, and they can adjust it for you. Additionally, Jetty Renters Insurance offers protection from hurricane or storm damage in some instances—what it comes down to is the difference between damage specifically caused by the storm (e.g., wind, debris, etc.) and damage caused by a flood (e.g., storm surge, water, etc.). We cover the first one, which is typical of almost all renters insurance providers in the country.

Let’s use an example: If hurricane winds send a cinder block through your window and take out your 56-inch 4K OLED Panasonic flat screen TV, you’re covered because this is damage from wind and debris. If that same 56-inch 4K OLED Panasonic flat screen TV gets damaged or destroyed by the flood waters from that hurricane, you’re not covered. To cover against flood damage, we recommend you supplement your Jetty Renters Insurance with coverage from the U.S. government’s National Flood Insurance Program.


For more information, see the "What’s not covered" section of this post in our Jetty FAQ.

You keep building the life you want. We’ll protect it.

Plans start at $5/mo.
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Issuance of coverage is subject to underwriting review and approval. Coverage may not be available in all states. Please see a copy of the policy for the full terms, conditions and exclusions. Policy obligations are the sole responsibility of State National Insurance Company, Inc. (NAIC No. 12831), Bedford, TX, or National Specialty Insurance Company (NAIC No. 22608), Bedford, TX, depending on product and state (refer to the Legal Notices for more information). Coverage scenarios are hypothetical and shown for illustrative purposes only. Coverage is dependent on the actual facts and circumstances giving rise to a claim.

Jetty Insurance Agency LLC (Jetty) is an insurance agency licensed to sell property-casualty insurance products. Jetty will receive compensation from State National for such sales. Refer to the Legal Notices section for additional information.