Fast, easy renters insurance for Houston.

Fast, easy renters insurance for Houston.

While you enjoy everything Houston has to offer, Jetty Renters Insurance can protect your things for as little as $5/month. That’s right—with Jetty, peace of mind is surprisingly affordable.

While you enjoy everything Houston has to offer, Jetty Renters Insurance can protect your things for as little as $5/month. That’s right—with Jetty, peace of mind is surprisingly affordable.

4.7

  
  
  
  
  
  
  
  
  
  

From 321 verified reviews.

built for Houston

Houston renters insurance that covers the things you care about.

Protection for the things you love.

  

Coverage for your favorite things

  

Additional coverage for electronics and valuables

  

Help with bedbug cleanup

Jetty’s customizable renters insurance plans let you choose the coverage that meets your needs and your budget. Our most basic plans protect the contents of your home—your couch, your computer, your clothes, and more—from a whole range of damages. If a fire blazes through your place, a tree branch crashes into your living room, or a thief makes off with some of your belongings, we’ll have your back. If you’re looking for extra coverage, our Valuables Power-Up offers bonus protection for big-ticket items like engagement rings, while our Portable Electronics Power-Up will cover your shattered phone screen or lost laptop. And if you’re worried about bedbugs, we offer a Begbugs Coverage Power-Up that will pay out $300 for cleanup costs.

Coverage that goes with you.

  

Protection when you travel

  

Additional coverage for lost items

Whether you’re commuting across town or vacationing across the world, Jetty Renters Insurance travels with you. That means your things are still protected from theft and certain kinds of damage, even when you take them with you on the road. Have a habit of misplacing things? If you have the Portable Electronics Power-Up or Valuables Protection Power-Up, you’ll also be covered if you lose something special.

Help when you can’t go home.

  

Temporary housing covered

  

Increase in living expenses covered

Certain covered events, like fires or burst pipes, can render your place uninhabitable for an extended period of time. In those cases, Jetty’s “loss of use” coverage will help foot the bill for temporary housing and cover some reasonable additional living expenses, like costs associated with a longer commute.

neighborhoods

Renters insurance tailor-made for Houstonians.

With great sports, food, culture, and history, Houston has something for everyone. So does Jetty. Our customizable renters insurance plans make it easy to protect the things you care about, without paying for things you don’t need. You can go with a basic plan, or choose to add Power-Ups. Our Valuables Power-Up provides extra protection for big-ticket items, like engagement rings, while our Portable Electronics Power-Up adds coverage for things not included in our base plan, like shattered phone screens. Jetty lets you choose the options that fit your budget and your lifestyle, so your plan can be as unique as the neighborhood you call home.

With great sports, food, culture, and history, Houston has something for everyone. So does Jetty. Our customizable renters insurance plans make it easy to protect the things you care about, without paying for things you don’t need. You can go with a basic plan, or choose to add Power-Ups. Our Valuables Power-Up provides extra protection for big-ticket items, like engagement rings, while our Portable Electronics Power-Up adds coverage for things not included in our base plan, like shattered phone screens. Jetty lets you choose the options that fit your budget and your lifestyle, so your plan can be as unique as the neighborhood you call home.

Neighborhood
Coverage
Neighborhood  

Midtown

Coverage

Living in Midtown can make you feel like you’re at the center of everything. Buying renters insurance from Jetty can make you feel that way, too. Our streamlined site and 24/7 claims support mean we’re there when you need us, whether you’re looking to adjust your coverage or file a claim.

Neighborhood  

Medical Center

Coverage

We know not everyone lives in Medical Center to be close to the hospital. But if one of your friends is injured at your home and needs to make a trip to the ER, Jetty will have your back. Our basic renters insurance plans can help pay the bills if a guest is accidentally injured at your place.

Neighborhood  

Montrose

Coverage

Montrose is known for its great homes and residential feel, but if you’re ever forced out of your home due to a covered incident, like a fire or burst pipe, we’ll be there. Jetty’s “loss of use” coverage will help pay for temporary accommodations and certain reasonable additional living expenses until you’re back in your place.

Don’t see your neighborhood? See what your pricing is like in 30 seconds or less.

No agents. No paperwork. No nonsense.

1

Get a quote.

Generate a quote for renters insurance in Houston, TX with our 60-seconds-or-less Quick Quote process.

2

Customize.

Tailor your plan to meet your needs and your budget.

3

Get insured.

Lock in a low rate for home or apartment insurance in Houston, and start protecting your stuff right away.

Frequently Asked Questions

Q.
Does cheap renters insurance for Houston, TX mean I can’t customize my plan?
A.

Not at all! Jetty Renters Insurance for Houston may be more affordable than your favorite BBQ spot, but you can still customize everything from your coverage limits to your deductible.

Q.
What about adding other people, like my significant other or landlord?
A.

When you generate a quote, you’ll also be able to add either a landlord or a significant other who lives with you. Just keep in mind that if you add a landlord, you’ll be adding them as an “additional interest,” which means they have access to details about your Houston renters insurance plan.

Q.
Do you send proof that I actually have renters insurance in Houston?
A.

We e-mail full PDF documentation as soon as you sign up. This document details your renters insurance plan in Houston, TX and is always available for download straight from your account.

Q.
What coverage does my renters insurance plan for Texas include?
A.

Like most other renters insurance, a basic Jetty plan offers four main coverages:

Contents coverage.

Protection for your belongings.

Loss of use coverage.

Help with living expenses in the event a covered loss makes your place uninhabitable.

Liability coverage.

Protection if you’re financially liable to someone else (perhaps as a result of damaging their property, for example).

Medical payments to others coverage.

Helps pay someone else’s medical bills due to a no-fault incident on or near your property.

While the basics may be enough if you’re simply looking for cheap renters insurance in Houston, you can also opt to purchase extra protection. Jetty Power-Ups are bonus coverages (called “endorsements” by most insurance companies). They include the Portable Electronics Power-Up, Valuables Protection Power-Up, Bedbugs Coverage Power-Up, and Airbnb Host Theft Protection. Add any you feel you need!

reviews

Still on the fence?
Here’s how some Houston customers feel.

4.7

  
  
  
  
  
  
  
  
  
  

From 321 verified reviews.

  
  
  
  
  
  
  
  
  
  
Jetty Customer
Jetty has the most affordable and complete renter’s insurance on the market, it even beats the multi-policy discount from competitors!
  
23
  
  
  
  
  
  
  
  
  
  
Stephanie
very easy to manage and understand once you have to file a claim
  
21
  
  
  
  
  
  
  
  
  
  
Josh Turner
Jetty is the new frontier of renter’s insurance. Insurance through the big five is like maintaining a landline. Jetty is the iPhone X.
  
18

What happens in the event of a natural disaster?

What happens if a natural disaster, like a hurricane or tornado, hits Texas? The answer is a bit complicated. Like most insurance providers, Jetty Renters Insurance offers protection from storm damage in some instances—what it comes down to is the difference between damage specifically caused by the storm (e.g., wind, debris, etc.) and damage caused by a flood (e.g., storm surge, water, etc.). We cover the first one, which is typical of almost all renters insurance providers in the country. Let’s use an example: If high winds send a cinder block through your window and take out your television, you’re covered because this is damage from wind and debris. If that same television gets damaged or destroyed by flood waters from a storm surge, you’re not covered. To cover against flood damage, we recommend you supplement your Jetty Renters Insurance with coverage from the U.S. government’s National Flood Insurance Program.

  

For more information, see the "What’s not covered" section of this post in our Jetty FAQ.

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Issuance of coverage is subject to underwriting review and approval. Coverage may not be available in all states. Please see a copy of the policy for the full terms, conditions and exclusions. Policy obligations are the sole responsibility of State National Insurance Company, Inc. (NAIC No. 12831), Bedford, TX, or National Specialty Insurance Company (NAIC No. 22608), Bedford, TX, depending on product and state (refer to the Legal Notices for more information). Coverage scenarios are hypothetical and shown for illustrative purposes only. Coverage is dependent on the actual facts and circumstances giving rise to a claim.

Jetty Insurance Agency LLC (Jetty) is an insurance agency licensed to sell property-casualty insurance products. Jetty will receive compensation from State National for such sales. Refer to the Legal Notices section for additional information.