Get better, more affordable renters insurance in Jersey City.

Get better, more affordable renters insurance in Jersey City.

Living in Jersey City gives you access to NYC and everything you love about The Garden State; it’s the best of worlds. Jetty is kind of like that, too. With our renters insurance in Jersey City, you’ll get coverage for the things you love, plus free yourself from the stress of working with a traditional insurance provider. Our online process is quick and easy, and we offer Power-Ups to cover things like shattered phone screens and bedbug cleanup. Starting at just $5/month, our plans are a great fit for people who call Jersey City home.

Living in Jersey City gives you access to NYC and everything you love about The Garden State; it’s the best of worlds. Jetty is kind of like that, too. With our renters insurance in Jersey City, you’ll get coverage for the things you love, plus free yourself from the stress of working with a traditional insurance provider. Our online process is quick and easy, and we offer Power-Ups to cover things like shattered phone screens and bedbug cleanup. Starting at just $5/month, our plans are a great fit for people who call Jersey City home.

4.7

  
  
  
  
  
  
  
  
  
  

From 321 verified reviews.

built for Jersey City

Easy renters insurance for Jersey City.

Protect your phone and much more.

  

Protection for your favorite things

  

Additional coverage for electronics and valuables

  

Help with bedbug cleanup

You probably know that renters insurance in NJ covers damage to your furniture if there’s a fire, and it protects you in case something, like a TV, is stolen. But what you might not know is that you can also opt into additional coverage for extra-special valuables, like an engagement ring. We call these Power-Ups. With the Portable Electronics Power-Up, you’ll be covered if you lose your phone or shatter the screen. With the Valuables Protection Power-Up, your jewelry and rare stamp collection can be covered, as well. And with the Bedbugs Coverage Power-Up, we’ll even help you pay for the cleanup.

Coverage that goes down to the shore with you.

  

Protection when you travel

  

Additional coverage for lost items

Whether you’re going on vacation or just heading out for your daily commute, you’ll be covered by your Jetty Renters Insurance plan. For example, we’ll have your back if something happens to your things from a burst pipe while you’re on vacation. And if you take any household items with you—like a bike—it’ll be covered, too. Even better, if you have the Valuables Protection Power-Up, we’ll help you replace that engagement ring you lost while swimming in the Atlantic.

Don’t crash on your cousin’s couch (unless you want to).

  

Increase in living expenses covered

  

Temporary housing covered

In the insurance world, this coverage is called “loss of use,” but we’re not big fans of jargon. It basically means that if you can’t stay in your place because of something like a fire or other covered incident, Jetty Renters Insurance will help with your (reasonably priced) temporary housing. If you’d rather crash with your friend or relative, we’ll take care of any uptick in living expenses. For example, if you need to pay more for laundry or groceries.

neighborhoods

What types of renters insurance do Jersey City residents want?

No matter where you live in Jersey City, Jetty has a renters insurance plan that will fit your lifestyle. You’ll be able to cover your bike, your phone, your furniture, and more—starting at just $5/month.

No matter where you live in Jersey City, Jetty has a renters insurance plan that will fit your lifestyle. You’ll be able to cover your bike, your phone, your furniture, and more—starting at just $5/month.

Neighborhood
Coverage
Neighborhood  

Downtown

Coverage

We’ve all been there: You’re retelling a great story at happy hour, and in your passionate arm movements, you knock your phone off off the bar and onto the floor. Fortunately, if you have our Portable Electronics Power-Up, you’ll be covered for all sorts of incidents that can happen at your favorite downtown watering hole. This includes dropped phones, drowned tablets, and mysteriously disappearing laptops.

Neighborhood  

Newport

Coverage

Being right in the middle of Hoboken and Jersey City certainly has its perks. You’re able to walk or bike to pretty much everywhere. Jetty Renters Insurance protects that bike, whether it’s sitting in your living room or locked up outside the neighborhood bookstore. Always on the go? Jetty lets you get a quote online and access everything you need right from your phone or laptop.

Neighborhood  

Paulus Hook

Coverage

Inherit a fancy bedroom furniture set? Finally get that diamond ring you’ve been eyeing? For Paulus Hook residents, it’s not unusual to have a few special items that should get extra coverage. For items valued over $1,000, we recommend adding on the Valuables Protection Power-Up. You can add and adjust coverage as you see fit, so you’ll only pay for what you want to cover.

Don’t see your neighborhood? See what your pricing is like in 30 seconds or less.

No agents. No paperwork. No nonsense.

1

Get a quote.

With our Quick Quote process, you can generate a quote for renters insurance in Jersey City, NJ in 60 seconds.

2

Customize.

Need extra coverage? Add it. Need less coverage? Fine by us. You can tailor your plan exactly to your needs.

3

Get insured.

Lock in your rate for renters insurance in Jersey City, NJ, and you’re all set. We’ll e-mail you a copy of your plan as soon as you complete the purchase.

Frequently Asked Questions

Q.
What parts of my renters insurance for Jersey City, NJ can I customize?
A.

Just about all of it! Whether you want to make adjustments to your deductible, coverage limits, or any other aspect of your plan, Jetty Renters Insurance for NJ makes doing so easier than figuring out the PATH train schedule.

Q.
Can I add a landlord or significant other?
A.

Absolutely. Just generate a quote and look for the option to add a landlord (commonly referred to as “additional interest”) or significant other who lives with you. Enter some basic information, and you’re all set.

Q.
Will I get proof of my apartment insurance in NJ?
A.

After you sign up for a plan, Jetty will e-mail you PDF documentation of it right away. Best of all, you can download it straight from your account; no need to worry about losing the file.

Q.
What makes up my renters insurance plan?
A.

A basic Jetty Renters Insurance plan for Jersey City, NJ offers four basic types of coverage:

Contents coverage.

Protection for your belongings.

Loss of use coverage.

Help with living expenses in the event a covered loss makes your place uninhabitable.

Liability coverage.

Protection if you’re financially liable to someone else (perhaps as a result of damaging their property, for example).

Medical payments to others coverage.

Helps pay someone else’s medical bills due to a no-fault incident on or near your property.

For some people, these four basic types of coverage are enough to offer peace of mind. For others, extra coverage from their apartment insurance in NJ might help. That’s why we offer Jetty Power-Ups (known as “endorsements” in the industry). These bonus coverages for your renters insurance in Jersey City include the Bedbug Coverage Power-Up, Portable Electronics Power-Up, and Valuables Protection Power-Up. Add any of these optional coverage plans to make a custom renters insurance plan in Jersey City, NJ.

reviews

Still on the fence?
Here’s how some Jersey City customers feel.

4.7

  
  
  
  
  
  
  
  
  
  

From 321 verified reviews.

  
  
  
  
  
  
  
  
  
  
Jetty Customer
Jetty has the most affordable and complete renter’s insurance on the market, it even beats the multi-policy discount from competitors!
  
23
  
  
  
  
  
  
  
  
  
  
Stephanie
very easy to manage and understand once you have to file a claim
  
21
  
  
  
  
  
  
  
  
  
  
Josh Turner
Jetty is the new frontier of renter’s insurance. Insurance through the big five is like maintaining a landline. Jetty is the iPhone X.
  
18

What happens in the event of a natural disaster?

What happens if a disaster, like a hurricane, hits New Jersey? Jetty Renters Insurance offers protection from hurricane damage in some instances. It all comes down to the difference between damage specifically caused by the storm (e.g., wind or debris) and damage caused by a flood (e.g., storm surge or water). We cover the first one, which is typical of almost all renters insurance providers in the country. Let’s use an example: If hurricane winds send a cinder block through your window and take out your 56-inch 4K OLED Panasonic flat screen TV, you’re covered because this is damage from wind and debris. If that same 56-inch 4K OLED Panasonic flat screen TV gets damaged or destroyed by the flood waters from that hurricane, you’re not covered. To cover against flood damage, we recommend you supplement your Jetty Renters Insurance with coverage from the U.S. government’s National Flood Insurance Program.

  

For more information, see the "What’s not covered" section of this post in our Jetty FAQ.

You keep building the life you want. We’ll protect it.

Plans start at $5/mo.
Get covered in under 2 minutes.

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So let’s take this slow. Sign up for our low-key newsletter, and we’ll (tastefully) remind you to reconsider.

Issuance of coverage is subject to underwriting review and approval. Coverage may not be available in all states. Please see a copy of the policy for the full terms, conditions and exclusions. Policy obligations are the sole responsibility of State National Insurance Company, Inc. (NAIC No. 12831), Bedford, TX, or National Specialty Insurance Company (NAIC No. 22608), Bedford, TX, depending on product and state (refer to the Legal Notices for more information). Coverage scenarios are hypothetical and shown for illustrative purposes only. Coverage is dependent on the actual facts and circumstances giving rise to a claim.

Jetty Insurance Agency LLC (Jetty) is an insurance agency licensed to sell property-casualty insurance products. Jetty will receive compensation from State National for such sales. Refer to the Legal Notices section for additional information.