Hey, Kansas—it’s time to protect your favorite things.

Hey, Kansas—it’s time to protect your favorite things.

No matter how careful you are, accidents happen. Buy yourself some extra peace of mind and protect your things with Jetty’s affordable renters insurance in Kansas City. Plans start at just $5/month, so you can protect the things you love, for less than you’d expect.

No matter how careful you are, accidents happen. Buy yourself some extra peace of mind and protect your things with Jetty’s affordable renters insurance in Kansas City. Plans start at just $5/month, so you can protect the things you love, for less than you’d expect.

4.7

  
  
  
  
  
  
  
  
  
  

From 321 verified reviews.

built for Kansas City

Renters insurance for Kansas that you can actually afford.

Protect your belongings.

  

Coverage for your favorite things

  

Additional coverage for electronics and valuables

  

Help with bedbug cleanup

Jetty Renters Insurance protects pretty much everything, from your phone to your pots and pans. If it matters to you, it matters to us. Our basic contents coverage will have your back if your things are stolen, if there’s a fire, or if a pipe bursts and soaks your living room. We also offer Power-Ups, which provide additional coverage for electronics and valuables. For just a few extra dollars a month, you can add extra coverage for things like shattered phone screens and lost laptops. You can also add coverage for your most expensive possessions, like your engagement ring. And with the Bedbugs Coverage Power-Up, we can help you cover the cost of an exterminator.

Coverage as mobile as you are.

  

Protection when you travel

  

Additional coverage for lost items

We don’t expect you to stay home all the time. When you’re out and about, Jetty Renters Insurance travels with you. That means your things will still be covered from theft and certain kinds of damage, whether you’re en route to work or away on vacation. Plus, if you have the Portable Electronics Power-Up or Valuables Protection Power-Up, you’ll also be covered in case you lose a covered item.

When you need a place to stay.

  

Temporary housing covered

  

Increase in living expenses covered

If you can’t stay in your apartment because it was damaged by a fire, windstorm, or another incident covered under your plan, you’ll be protected under “loss of use.” That means we’ll put you up in temporary accommodations and foot the bill for certain additional living expenses (within reason) until you’re able to move back home.

neighborhoods

What types of renters insurance does Kansas City want?

You chose a neighborhood that fits your budget and your lifestyle, so shouldn’t you be able to choose a renters insurance plan that does the same? No matter where you live in Kansas City, Jetty offers affordable options to customize your plan with Power-Ups—extra coverage tailored to your needs, so you can get the coverage you want, and nothing you don’t. All without picking up the phone.

You chose a neighborhood that fits your budget and your lifestyle, so shouldn’t you be able to choose a renters insurance plan that does the same? No matter where you live in Kansas City, Jetty offers affordable options to customize your plan with Power-Ups—extra coverage tailored to your needs, so you can get the coverage you want, and nothing you don’t. All without picking up the phone.

Neighborhood
Coverage
Neighborhood  

River Market

Coverage
River Market is in the center of everything, so we know its residents appreciate convenience. Luckily, Jetty does, too. Our affordable renters insurance is at your fingertips with our easy-to-use site. You can create a custom plan, get a quote, and sign up in under 60 seconds. And unlike some providers, Jetty keeps everything you need (like proof of insurance) online so it’s always accessible.
Neighborhood  

Westside

Coverage
Whether you’re in a historic home or new construction, you’re not immune to leaky roofs or burst pipes. If you’re unlucky enough to come home from work to find your living room soaked, Jetty will help you replace your damaged stuff, dry up any excess water, and find temporary accommodations until repairs are complete.
Neighborhood  

The Country Club Plaza

Coverage
Just because you live in Kansas City’s shopping district doesn’t mean you spend all your hard-earned cash at high-end stores. But if you do, we’ll have you covered. With Jetty, you can get the cheap insurance Kansas City has to offer for all of your things, and save your money for the things that matter to you. Want to protect something extra special? Add Jetty’s Valuables Protection Power-Up for things like jewelry.
Neighborhood  

Westport

Coverage
Your home was made to entertain, but dinner parties can be distracting. If the main course catches fire while you’re catching up with your friend, Jetty’s basic renters insurance plan offers coverage for accidental fires, guest injuries, and more.

Don’t see your neighborhood? See what your pricing is like in 30 seconds or less.

1

Get a quote.

With our Quick Quote process, you can get a quote for renters insurance in Kansas just 60 seconds

2

Customize.

Don’t pay for what you don’t need—add extra coverage where you need it, subtract coverage where you don’t.

3

Get insured.

Choose the right plan for your needs, lock in your rate for Kansas City and start protecting your stuff.

Frequently Asked Questions

Q.
What parts of my renters insurance plan for Kansas City can I customize?
A.

Jetty Renters Insurance lets you customize virtually every aspect of your renters insurance plan, from your coverage limits to your deductible. So, how much is renters insurance in KS? Plans start at as low as $5/month.

Q.
Can I add my significant other? What about my landlord?
A.

Absolutely. After you generate a quote, you can select the option to add a landlord (known as an “additional interest”) or significant other who lives with you.

Q.
Do you offer proof of renters insurance in Kansas City?
A.

Yup. Jetty sends PDF documentation of your plan right to your e-mail inbox as soon as you sign up. If you ever lose your Kansas renters insurance document, you can download the PDF again directly from your account.

Q.
What coverage does my renters insurance plan for Kansas City include?
A.

Even cheap insurance in Kansas City typically includes four key coverages. A basic Jetty plan has:

Contents coverage.

Protection for your belongings.

Loss of use coverage.

Help with living expenses in the event a covered loss makes your place uninhabitable.

Liability coverage.

Protection if you’re financially liable to someone else (perhaps as a result of damaging their property, for example).

Medical payments to others coverage.

Helps pay someone else’s medical bills due to a no-fault incident on or near your property.

Think you need more than the basics? Our cheap insurance in Kansas City still offers options for extra coverage. We call these Jetty Power-Ups (also known as “endorsements” in the insurance industry). Power-Ups are bonus coverages that include the Portable Electronics Power-Up, Valuables Protection Power-Up, Bedbugs Protection Power-Up, and Airbnb Host Theft Protection. Adding extra coverage to your renters insurance in Kansas only takes seconds.

reviews

Still on the fence?
Here’s how some Kansas City customers feel.

4.7

  
  
  
  
  
  
  
  
  
  

From 321 verified reviews.

  
  
  
  
  
  
  
  
  
  
Jetty Customer
Jetty has the most affordable and complete renter’s insurance on the market, it even beats the multi-policy discount from competitors!
  
23
  
  
  
  
  
  
  
  
  
  
Stephanie
very easy to manage and understand once you have to file a claim
  
21
  
  
  
  
  
  
  
  
  
  
Josh Turner
Jetty is the new frontier of renter’s insurance. Insurance through the big five is like maintaining a landline. Jetty is the iPhone X.
  
18

A special note on tornado renters insurance for Kansas.

What happens if a natural disaster, like a tornado, hits Kansas? The answer is a bit complicated. Like most insurance providers, Jetty Renters Insurance offers protection from storm damage in some instances—what it comes down to is the difference between damage specifically caused by the storm (e.g., wind, debris, etc.) and damage caused by a flood (e.g., storm surge, water, etc.). We cover the first one, which is typical of almost all renters insurance providers in the country. Let’s use an example: If high winds send a cinder block through your window and take out your 56-inch 4K OLED Panasonic flat screen TV, you’re covered because this is damage from wind and debris. If that same 56-inch 4K OLED Panasonic flat screen TV gets damaged or destroyed by the flood waters, you’re not covered. To cover against flood damage, we recommend you supplement your Jetty Renters Insurance with coverage from the U.S. government’s National Flood Insurance Program.

  
For more information, see the "What’s not covered" section of this post in our Jetty FAQ.

You keep building the life you want. We’ll protect it.

Plans start at $5/mo.
Get covered in under 2 minutes.

We get it, not everyone is ready
for commitment.

So let’s take this slow. Sign up for our low-key newsletter, and we’ll (tastefully) remind you to reconsider.

Issuance of coverage is subject to underwriting review and approval. Coverage may not be available in all states. Please see a copy of the policy for the full terms, conditions and exclusions. Policy obligations are the sole responsibility of State National Insurance Company, Inc. (NAIC No. 12831), Bedford, TX, or National Specialty Insurance Company (NAIC No. 22608), Bedford, TX, depending on product and state (refer to the Legal Notices for more information). Coverage scenarios are hypothetical and shown for illustrative purposes only. Coverage is dependent on the actual facts and circumstances giving rise to a claim.

Jetty Insurance Agency LLC (Jetty) is an insurance agency licensed to sell property-casualty insurance products. Jetty will receive compensation from State National for such sales. Refer to the Legal Notices section for additional information.