Accidents happen.

At first glance, $100,000 might seem like a high minimum requirement for liability coverage. But let’s say you’re making dinner at home, and you get a call from the FedEx delivery person saying they’re downstairs and need a signature. In the five minutes it takes you to catch the elevator, pick up your delivery, and get back to the kitchen, the flame from your stove has started a fire. That fire could easily cause thousands of dollars worth of damage — and a lot more if it spreads to other units in the building. Most of us wouldn’t have the funds to cover the necessary repairs out of pocket, but liability coverage would help foot the bill.

Medical bills and legal fees aren’t cheap.

Liability coverage doesn’t just protect property. It can also protect your friends and visitors if they’re injured while visiting you. So if someone slips and falls on that rug you’ve been meaning to put an adhesive mat under? Your policy could help with that hospital bill. And if a visitor sues after being bitten by your new (not yet trained) puppy? Depending on the breed, your policy could help cover the legal fees.

Liability coverage can save everyone money.

Getting renters insurance with $100,000 liability coverage might sound like an expensive investment. But with Jetty, it doesn’t have to be. Even our most basic plan includes $100,000 in liability coverage, and it starts at just $5/month. Compare that to the bill you could be facing after a kitchen fire or a friend’s veggie-dicing incident, and it’s a smart financial choice all around.

Protection for your things

A renters insurance policy protects everyday items like furniture, clothing, and appliances. So if something happens to them (whether as a result of a fire, theft, or even a burst pipe), renters insurance would likely help pay the replacement cost. With Jetty, you can also add extra protection for items that aren’t fully covered under standard plans in the form of Power-Ups. Prone to shattered phone screens? Add the Portable Electronics Power-Up. Nervous about losing your shiny new engagement ring? Protect it with the Valuables Power-Up.

Assistance with living expenses

If a kitchen fire damages your apartment (and your neighbor’s), your contents and liability coverage will help pay for your damaged items and the repairs respectively. But what if your apartment is uninhabitable while those repairs are being made? That’s where loss of use coverage kicks in. We’ll help you pay for the reasonable increase in your living expenses, like a hotel, transit costs, and even food.

Coverage on the go

Renters insurance can protect you even when you aren’t home. So if your luggage gets stolen at the airport, your policy can help you replace it. And if you’ve added Power-Ups to your plan, those travel with you, too—meaning that if you drop your iPhone into an ocean halfway around the world, Jetty still has your back.