Renters insurance plans for New Jersey.

Renters insurance plans for New Jersey.

Living in New Jersey can be complicated: NJ Transit, the PATH train, Taylor ham vs. pork roll, and don’t get us started on the tollways. That’s why we created Jetty, to take the mess out of one part of your life by simplifying renters insurance so you can get a quick, affordable, and transparent renters insurance plan faster than you can say, "Where’s the Wawa?"

Living in New Jersey can be complicated: NJ Transit, the PATH train, Taylor ham vs. pork roll, and don’t get us started on the tollways. That’s why we created Jetty, to take the mess out of one part of your life by simplifying renters insurance so you can get a quick, affordable, and transparent renters insurance plan faster than you can say, "Where’s the Wawa?"

4.7

  
  
  
  
  
  
  
  
  
  

From 321 verified reviews.

built for New Jersey

Affordable renters insurance for all New Jerseyans.

Cover your Bruce Collection Vol. 1 1973 (and other things).

  

Protect your favorite things

  

Additional coverage for valuables

Jetty Renters Insurance protects the things New Jerseyans love the most from fire, theft, and some types water damage. We also offer additional coverage called Power-Ups (the insurance world refers to these as “endorsements”). Our Power-Ups can cover things like cracking your phone screen, breaking your laptop, or even losing your engagement ring. Power-Ups start at just $3 extra per month.

Protection even when you’re at the shore.

  

Protection when you travel

  

Additional coverage options for lost items

Whether you’re headed to Wildwood or Seaside Heights this summer, you can cross "Worry about theft" off your vacation planning list. Jetty Renters Insurance covers your things when you’re at the beach, in the car, or out of the country. Additionally, with the Portable Electronics Power-Up, your phone, laptop, and tablet are protected if you lose them, or if you drop them and crack the screen. With the Valuables Power-Up, valuables like your engagement ring or other jewelry are protected in the event that you lose them or they’re stolen.

No need to couch surf in an emergency.

  

Increase in living expenses covered

After a fire or other accident, if your rental home becomes unsafe or otherwise uninhabitable, Jetty Renters insurance is there for you. We don’t want you to stay in an unsafe place, so that’s why we’ll cover your living expenses to stay at a hotel if your rental home can be restored to habitable conditions in a short time period.

neighborhoods

What types of renters insurance do New Jerseyans want?

Looking for coverages that fit your specific piece of the Garden State? Look no further than Jetty! We pulled the data on what people are covering with renters insurance in Newark, Trenton, and Jersey City to help you choose the right coverage.

Looking for coverages that fit your specific piece of the Garden State? Look no further than Jetty! We pulled the data on what people are covering with renters insurance in Newark, Trenton, and Jersey City to help you choose the right coverage.

Neighborhood
Coverage
Neighborhood  

Newark

Coverage
Natives of Newark know that, as one of the country’s largest shipping hubs, Newark is all business. That’s why Jetty Renters Insurance doesn’t waste time getting down to business when it comes to protecting your personal electronics. If you’re living in Newark, consider choosing a plan like other folks in town, with additional coverage for your smartphone, laptop, tablet, or other portable electronics.
Neighborhood  

Trenton

Coverage

If you’re overlooking the river to Pennsylvania, you’re probably in Trenton and looking for affordable Trenton renters insurance. Trenton natives often choose Jetty Renters Insurance monthly plans with an additional Personal Property Blanket Power-Up (AKA endorsement in insurance lingo) that protects your most treasured things. That way, what Trenton makes the world can’t take. (Or we’ll pay you back if they do.)

Caught between New York and New Jersey, but still a place all its own, Jersey City has unique needs when it comes to coverage with renters insurance. We typically see Jersey City Members opting for annual plans that include the Portable Electronics Power-Up to protect against drops, cracks, or loss of portable electronics. If you’re living in Jersey City and taking the ferry to work each day, the Portable Electronics Power-Up is a great one to add to your plan in case there’s an overboard incident with your smartphone.

Neighborhood  

Jersey City

Coverage
Caught between New York and New Jersey, but still a place all its own, Jersey City has unique needs when it comes to coverage with renters insurance. We typically see Jersey City customers opting for annual plans that include the Personal Electronics Power-Up to protect against drops, cracks, or loss of portable electronics. If you’re living in Jersey City and taking the ferry to work each day, the Personal Electronics Power-Up is a great one to add to your plan in case there’s an overboard incident with your smartphone.

Don’t see your neighborhood? See what your pricing is like in 30 seconds or less.

how it works

No agents. No paperwork. No nonsense.

1

Get a quote.

Get a quote in 30 seconds or less with our Quick Quote process

2

Customize.

Customize your renters insurance plan for NJ. Add more coverage where you need it and drop it where you don’t.

3

Get insured.

Lock in your rate and start protecting your belongings now. We’ll send proof of insurance right to your e-mail address.

faq

Q.
What can I customize?
A.
Every part of your plan. With Jetty Apartment insurance in NJ, you can change your deductible, liability coverage, and much more. In just 30 seconds, generate a quote for a renters insurance policy in NJ that fits your lifestyle.
Q.
Can I add a landlord or significant other?
A.
Sure! Adding a landlord ("additional interest") or significant other is simple with Jetty. Once you generate your quote for one of our renters insurance plans in NJ, you’ll find a space for adding either to the policy. Click, add, and you’re all set.
Q.
Will I get proof of insurance?
A.
Purchase a plan for tenant insurance in NJ, and we’ll e-mail a full PDF copy of all your policy documentation. You can always download it again from your account if you ever lose it.
Q.
What makes up my renters insurance plan?
A.
Like most Renters Insurance policies in NJ, Jetty Renters Insurance plans offer four basic types of coverage:
Contents coverage.
Protection for your belongings.
Loss of use coverage.
Help with living expenses in the event a covered loss makes your place uninhabitable.
Liability coverage.
Protection if you’re financially liable to someone else (perhaps as a result of damaging their property, for example).
Medical payments to others coverage.
Helps pay someone else’s medical bills due to a no-fault incident on or near your property.
Of course, no two renters are the same. That’s why we offer Jetty Renters Insurance Power-Ups that can be added on to any of our affordable renters insurance plans in NJ. These features (technically known as “endorsements") offer extra protections like Electronics Protection, Valuables Protection, Bed Bug Protection, and even AirBnB Host Theft Protection. Choose the Power-Ups you want, tailoring the apartment insurance in NJ to your specific needs.
Q.
Why are renters insurance plans importance for people living in Newark, Jersey City, and Trenton?
A.
No matter where you live, there are always risks to your property. Many of them, you simply have no control over. A neighbor’s pipe burst, flooding your apartment? A less-than-trustworthy guest decided your new Macbook would look better in their home instead of yours? Someone got a little too rowdy at your last party and ended up breaking their toe? These things happen. Luckily, with Jetty tenant insurance in NJ, you’re covered, and plans start at just $5/month.
Q.
Why are people in Newark, Jersey City, and Trenton switching apartment insurance policies to Jetty?
A.
We pride ourselves on being one of the fastest and simplest renters insurance brands you’ll ever find. Our renters insurance policies in NJ, which are both 100% online and mobile-friendly, are built for your busy lifestyle.
We help you sign up for renters insurance in NJ after work, after class, while enjoying one of the area’s famous malls, commuting on the PATH train, or any other time that works for you, 24/7. We also reduce our own overhead and marketing costs by selling strictly online, passing the savings along to you with cheap renters insurance plans for NJ. If you’re ready to choose from renters insurance plans that fit your lifestyle and your budget, it’s time to switch to Jetty.

reviews

Still on the fence?
Here’s how some New Jersey customers feel.

4.7

  
  
  
  
  
  
  
  
  
  

From 321 verified reviews.

  
  
  
  
  
  
  
  
  
  
Jetty Customer
Jetty has the most affordable and complete renter’s insurance on the market, it even beats the multi-policy discount from competitors!
  
23
  
  
  
  
  
  
  
  
  
  
Stephanie
very easy to manage and understand once you have to file a claim
  
21
  
  
  
  
  
  
  
  
  
  
Josh Turner
Jetty is the new frontier of renter’s insurance. Insurance through the big five is like maintaining a landline. Jetty is the iPhone X.
  
18

What happens in the event of a natural disaster?

What happens if a disaster like a hurricane hits New Jersey? Jetty Renters Insurance offers protection from hurricane damage in some instances—what it comes down to is the difference between damage specifically caused by the storm (e.g., wind, debris, etc.) and damage caused by a flood (e.g., storm surge, water, etc.). We cover the first one, which is typical of almost all renters insurance providers in the country.

Let’s use an example: If hurricane winds send a cinder block through your window and take out your 56-inch 4K OLED Panasonic flat screen TV, you’re covered because this is damage from wind and debris. If that same 56-inch 4K OLED Panasonic flat screen TV gets damaged or destroyed by the flood waters from that hurricane, you’re not covered. To cover against flood damage, we recommend you supplement your Jetty Renters Insurance with coverage from the U.S. government’s National Flood Insurance Program

  
For more information, see the "What’s not covered" section of this post in our Jetty FAQ.

You keep building the life you want. We’ll protect it.

Plans start at $5/mo.
Get covered in under 2 minutes.

We get it, not everyone is ready
for commitment.

So let’s take this slow. Sign up for our low-key newsletter, and we’ll (tastefully) remind you to reconsider.

Issuance of coverage is subject to underwriting review and approval. Coverage may not be available in all states. Please see a copy of the policy for the full terms, conditions and exclusions. Policy obligations are the sole responsibility of State National Insurance Company, Inc. (NAIC No. 12831), Bedford, TX, or National Specialty Insurance Company (NAIC No. 22608), Bedford, TX, depending on product and state (refer to the Legal Notices for more information). Coverage scenarios are hypothetical and shown for illustrative purposes only. Coverage is dependent on the actual facts and circumstances giving rise to a claim.

Jetty Insurance Agency LLC (Jetty) is an insurance agency licensed to sell property-casualty insurance products. Jetty will receive compensation from State National for such sales. Refer to the Legal Notices section for additional information.