Affordable renters insurance designed For New York.

Protecting your things in NYC shouldn’t be expensive or complicated. Jetty offers affordable renters insurance, tailored to your needs—starting from just $5/month.



From 321 verified reviews.

built for New York City

Affordable apartment insurance for NYC.

Coverage for every square inch of your jr. studio.


Protect your portable electronics


Additional coverage for valuables

Whether NYC is a pit stop on your way to the ‘burbs or where you’ll be for life, you deserve to protect your things from the potential hazards of city living. Jetty Renters Insurance covers your things from theft, burst pipes, bedbugs, or even an oven-turned-sweater-storage fire. We also offer extra coverage options, called “Power-Ups,” to help you customize a plan. Need to protect an engagement ring that you might lose? A smartphone you’re (almost definitely) going to drop? We’ve got you covered. And you can get it all for as little as $5 a month.

Protection while you hang in Hamptons.


Protection when you travel


Additional coverage for lost items

Just because you’re on vacation in the Hamptons (or Wildwood, we don’t judge) doesn’t mean you lose the protection of Jetty Renters Insurance. We’ve even got you covered when you’re traveling internationally. And, you can add our Portable Electronics Power-Up, starting at just $3/month, to cover your smartphone, laptop, and tablet if you crack the screens, lose them, have them stolen, or drop them in the pool.

Unlivable apartment? You don’t have to couch surf.


Increase in living expenses covered

After a fire or other covered accident, if your place becomes uninhabitable, Jetty is ready to step in. We never want you to say in an unsafe place, or on your friend Jared’s couch, so we’ll cover your basic living expenses and put you up in a reasonable hotel (sorry, no Plaza!) until you can move back in. Yay for you. Yay for Jared.


What types of renters insurance do New Yorkers want?

Subway horror stories aren’t the only thing New Yorkers share in common. We’ve found that where people live in the city often impacts the type of insurance they buy from us. And because we’ve built our plans in a customizable way, it’s easy for New Yorkers to tailor their plans to meet their specific needs. Here’s how current Jetty members in New York are customizing their plans:


Whether they’re living in the East Village or the Upper West Side, Manhattanites tend to to cover more of their things—$28,000 in contents coverage, on average—than residents in other boroughs.


There might be a difference between the “artists” living in Bushwick and the parents living in Park Slope Stroller, but there’s little difference in the types of additional coverage Brooklynites purchase with Jetty Renters Insurance. Nearly 85% of Brooklynites add our Portable Electronics Power-Up to their plans to protect their smartphones, laptops, and tablets from loss, theft, damage, and other unexpected mishaps. And it starts at just $3 extra per month on a typical plan.


Some people call it “the new Brooklyn.” We call it “the borough where renters love a good deal.” Roughly 75% of Jetty members in Queens have chosen the annual payment option to reduce their total cost. If you’re looking to save a little extra on your renters insurance, do the Queens thing and switch to annual billing.

The Bronx

Similar to their neighbors in the boroughs farther south, Bronx residents like to protect their portable electronics. When residents of the Bronx choose Jetty Renters Insurance, most choose to insure their smartphones, tablets computers, and laptops with ourthe Portable Electronics Power-Up, and they choose to insure those electronics for 80% more than other New Yorkers.

Don’t see your neighborhood? See what your pricing is like in 30 seconds or less.

how it works

No agents. No paperwork. No nonsense.


Get a quote.

With our Quick Quote process, you can get a renters insurance quote for one of the best renters insurance providers in NYC in just 30 seconds.



Add coverage where you need more and reduce coverage where you need less, giving you a customized plan for your exact needs.


Get insured.

Lock in your rate for one of the most affordable renters insurance providers in NYC and start protecting your things. As soon as you sign up, we’ll send proof of insurance to your e-mail address.


What parts of my renters insurance for New York can I customize?
Almost all parts of your plan. Jetty offers apartment insurance in NYC tailored for Upper East Siders, Brooklynites, and everyone in between. That’s why we let you adjust your deductible, coverage limits, and more to help ensure you end up with the best renters insurance in NYC for your needs.
Can I add a landlord or significant other?
Absolutely! After generating a quote for renters insurance in New York, you’ll see a space to add a landlord (commonly referred to as “additional interest”) or significant other. It takes less than a minute.
Will I get proof of my apartment insurance in NYC?
Once you purchase a plan, we’ll send you a print-ready PDF document of it via e-mail. If you lose or can’t find the e-mail in the future, don’t worry—you can download it directly from your Jetty account anytime.
What makes up my renters insurance plan?
Jetty Renters Insurance plans offer four basic types of coverage:
Contents coverage.
Protection for your belongings.
Loss of use coverage.
Help with living expenses in the event a covered loss makes your place uninhabitable.
Liability coverage.
Protection if you’re financially liable to someone else (perhaps as a result of damaging their property, for example).
Medical payments to others coverage.
Helps pay someone else’s medical bills due to a no-fault incident on or near your property.
Of course, no two renters are the same. That’s why we offer Jetty Renters Insurance Power-Ups that can be added to any of our affordable renters insurance plans. These features (technically known as “endorsements" in the insurance world) offer extra protections like Portable Electronics Power-Up, Valuables Protection Power-Up, Bedbugs Protection, and even Airbnb Host Theft Protection. Choose the Power-Ups you want, tailoring your apartment insurance in New York to your specific needs.
Why are renters insurance plans important for people living in New York?
NYC may be a fun place to live, but living in any city can come with risks. Guests could bring over their bedbugs. Your roommate’s weird friend could take off with your new laptop. A pipe could burst in your building, flooding your apartment. With Jetty, one of the best renters insurance providers in NYC, you get peace of mind, often for as little as $5/month.
Why are people in NYC switching apartment insurance plans to Jetty?
Jetty’s Renters Insurance plans are built for the NYC lifestyle. Whether you’re looking for one of the cheapest renters insurance options in NYC or a plan that covers every part of your life, we have the right options for your needs. You can sign up online through our mobile-friendly platform whenever you’d like, whether that’s on your commute to work or on your way back from checking out some new spot in Williamsburg. By customizing your plan to provide the best renters insurance in NYC, you get the protection you need without paying for the coverage you don’t need. If you’re looking for one of the most convenient, customizable renters insurance plans in New York, you’ve found it.
Visit Full FAQ


Still on the fence?
Here’s how some New York City customers feel.



From 321 verified reviews.

Jetty Customer
Jetty has the most affordable and complete renter’s insurance on the market, it even beats the multi-policy discount from competitors!
very easy to manage and understand once you have to file a claim
Josh Turner
Jetty is the new frontier of renter’s insurance. Insurance through the big five is like maintaining a landline. Jetty is the iPhone X.

If Sandy strikes again

What happens if a hurricane hits the city? Jetty Renters Insurance offers protection from hurricane damage in some instances—what it comes down to is the difference between damage specifically caused by the storm (e.g., wind, debris, etc.) and damage caused by a flood (e.g., storm surge, water, etc.). We cover the first one, which is typical of almost all renters insurance providers in the country. Let’s use an example: If hurricane winds send a cinder block through your window and take out your 56\u2014inch 4K OLED Panasonic flat screen TV, you’re covered because this is damage from wind and debris. If that same 56-inch 4K OLED Panasonic flat screen TV gets damaged or destroyed by the flood waters from that hurricane, you’re not covered. To cover against flood damage, we recommend you supplement your Jetty NYC Renters Insurance with coverage from the U.S. government’s National Flood Insurance Program.


For more information, see the "What’s not covered" section of this post in our Jetty FAQ.

You keep building the life you want. We’ll protect it.

Plans start at $5/mo.
Get covered in under 2 minutes.

We get it, not everyone is ready
for commitment.

So let’s take this slow. Sign up for our low-key newsletter, and we’ll (tastefully) remind you to reconsider.

Issuance of coverage is subject to underwriting review and approval. Coverage may not be available in all states. Please see a copy of the policy for the full terms, conditions and exclusions. Policy obligations are the sole responsibility of State National Insurance Company, Inc. (NAIC No. 12831), Bedford, TX, or National Specialty Insurance Company (NAIC No. 22608), Bedford, TX, depending on product and state (refer to the Legal Notices for more information). Coverage scenarios are hypothetical and shown for illustrative purposes only. Coverage is dependent on the actual facts and circumstances giving rise to a claim.Jetty Insurance Agency LLC (Jetty) is an insurance agency licensed to sell property-casualty insurance products. Jetty will receive compensation from State National for such sales. Refer to the Legal Notices section for additional information.