Get peace of mind with better, more affordable renters insurance in PA.

Get peace of mind with better, more affordable renters insurance in PA.

In the market for affordable renters insurance in PA? We’re here to help. Jetty Renters Insurance is one of the best renters insurance options Philadelphia, Pittsburgh, or anywhere in PA has to offer. Starting at just $5/month, we’ve got you covered for renters insurance in Pennsylvania—and it takes less than 60 seconds to sign up.

In the market for affordable renters insurance in PA? We’re here to help. Jetty Renters Insurance is one of the best renters insurance options Philadelphia, Pittsburgh, or anywhere in PA has to offer. Starting at just $5/month, we’ve got you covered for renters insurance in Pennsylvania—and it takes less than 60 seconds to sign up.

4.7

  
  
  
  
  
  
  
  
  
  

From 321 verified reviews.

built for Pennsylvania

Affordable renters insurance for Pennsylvania.

Cover your things, get peace of mind.

  

Protection for your favorite things

  

Additional coverage for electronics and valuables

  

Help with bedbug cleanup

Renters insurance in Pennsylvania covers a lot more (and is a lot less expensive) than you might think. First off, plans start at just $5/month, so it’s pretty affordable. Second, Jetty has a ton of different coverage options that can protect your things in various scenarios, and you can customize your plan so that it fits your lifestyle. Here’s how it works: The base plan covers your things from incidents such as fire, theft, or a burst pipe. So if your laptop is stolen from your home or car, that would be covered. If your neighbor’s pipe bursts and ruins your couch, also covered. Then, there’s additional coverage you can add for things like cracking your phone screen, breaking your laptop, losing your engagement ring, or even getting bedbugs. Simply losing or breaking something isn’t covered in a typical base plan, which is why we give you the option to add more coverage to be protected in those situations.

Protection while you’re in the Poconos.

  

Protection when you travel

  

Additional coverage for lost items

So you already know that renters insurance covers the things in your apartment, but did you know it also covers things that travel outside of it, as well? Bike get stolen while you were hanging in a coffee shop? Lose your engagement ring on your honeymoon? Laptop get stolen from the backseat of your car? Crack your phone screen on the sidewalk? Jetty has plan options that would cover you in those situations.

Uninhabitable apartment? No need to crash on a friend’s couch in an emergency.

  

Increase in living expenses covered

  

Temporary housing covered

Another renters insurance benefit is “loss of use” coverage, which means you can’t stay at home because of a covered incident, like a fire or burst pipe. If your upstairs neighbor forgot about that running tap and floods your place to the point where you can’t stay there, we’ve got you covered. Any extras, like the spa or minibar, are on you, but we’ll make sure you have a roof over your head for your temporary staycation.

neighborhoods

What types of renters insurance do Pennsylvanians need?

When it comes to the Keystone State, Pennsylvanians have a wide variety of reasons to get renters insurance. And while Jetty Renters Insurance is ready with the standard renters insurance coverage for incidents like fire, burst pipes, and theft, we’re also ready with our Valuables Protection Power-Up for additional coverage for items like sports equipment, antiques, and jewelry. You’ll be able to customize the coverage you need with the price you want, whether you’re renting an apartment in the city or a house in the country.

When it comes to the Keystone State, Pennsylvanians have a wide variety of reasons to get renters insurance. And while Jetty Renters Insurance is ready with the standard renters insurance coverage for incidents like fire, burst pipes, and theft, we’re also ready with our Valuables Protection Power-Up for additional coverage for items like sports equipment, antiques, and jewelry. You’ll be able to customize the coverage you need with the price you want, whether you’re renting an apartment in the city or a house in the country.

Neighborhood
Coverage
Neighborhood  

Philadelphia

Coverage

From Center City to University City and all around Philadelphia, Jetty’s got the coverage the City of Brotherly Love needs. When your sister-in-law breaks her foot at your house party and has to go to the emergency room, it’s likely that we can help with her medical bills. Jetty Renters Insurance also travels with you, so your insured items (like your phone or your bike) are protected whether you’re down the shore or up the street.

Neighborhood  

Pittsburgh

Coverage

Whether you’re renting a house on the South Side or a luxury loft in Shadyside, your place has items worth protecting. In the event of a break-in, your landlord might cover fixing your lock or window, but you’ll want to make sure you have renters insurance for anything stolen from your place, like your TV, speakers, or anything else. To protect extra valuable valuables, and to protect against a broader set of potential causes of damage, you can add our Valuables Protection Power-Up and our Portable Electronics Power-Up.

Neighborhood  

Central PA

Coverage

Renters insurance isn’t just for people in Pittsburgh and Philly. For Harrisburg reps and Penn State students alike, Jetty covers the needs of central Pennsylvania renters, as well. Starting at just $5/month, Jetty’s plans can be customized so you get the coverage you need.

Don’t see your neighborhood? See what your pricing is like in 30 seconds or less.

No agents. No paperwork. No nonsense.

1

Get a quote.

With the Quick Quote process, 30 seconds is all it takes to generate a quote with one of the best renters insurance providers in Philadelphia, Pittsburgh, and the rest of the state.

2

Customize.

Add extra coverage you need, and remove any you don’t, creating a custom policy that fits your budget and lifestyle.

3

Get insured.

Lock in your rate and start protecting your possessions with affordable renters insurance in PA. We’ll e-mail your proof of insurance as soon as you sign up.

Frequently Asked Questions

Q.
What parts of my renters insurance in Pittsburgh and Philadelphia, PA can I customize?
A.

Anything you’d like, from coverage limits to your deductible. After all, Pennsylvanians have a proud history of celebrating freedom and independence. They deserve renters insurance in PA that lives up to their values.

Q.
Can I add a landlord or significant other?
A.

You got it! Just generate your quote for renters insurance in Pittsburgh, PA, or anywhere else in Pennsylvania. You’ll see an option for adding a landlord (commonly called “additional interest”) or significant other. Adding either one takes less than a minute.

Q.
Will I get proof of my renters insurance in PA?
A.

As soon as you purchase your plan, we’ll e-mail you a print-ready PDF document. Don’t worry if you lose it; you can always download another copy straight from your account.

Q.
What makes up my renters insurance plan?
A.

A basic Jetty Renters Insurance plan in Pittsburgh, Philadelphia, and anywhere else in PA includes the four major types of coverage most plans offer:

Contents coverage.

Protection for your belongings.

Loss of use coverage.

Help with living expenses in the event a covered loss makes your place uninhabitable.

Liability coverage.

Protection if you’re financially liable to someone else (perhaps as a result of damaging their property, for example).

Medical payments to others coverage.

Helps pay someone else’s medical bills due to a no-fault incident on or near your property.

Of course, these types of coverage aren’t enough for everyone. That’s why we offer Jetty Renters Insurance Power-Ups. This set of bonus coverages (technically known as “endorsements” in industry lingo) lets you create one of the best renters insurance plans in Philadelphia or anywhere in PA for what you require. It includes the Portable Electronics Power-Up, Bedbugs Power-Up, Valuables Protection Power-Up, and even AirBnB host theft protection. Add extra coverage to your renters insurance in PA to design a plan that meets your needs.

reviews

Still on the fence?
Here’s how some Pennsylvania customers feel.

4.7

  
  
  
  
  
  
  
  
  
  

From 321 verified reviews.

  
  
  
  
  
  
  
  
  
  
Jetty Customer
Jetty has the most affordable and complete renter’s insurance on the market, it even beats the multi-policy discount from competitors!
  
23
  
  
  
  
  
  
  
  
  
  
Stephanie
very easy to manage and understand once you have to file a claim
  
21
  
  
  
  
  
  
  
  
  
  
Josh Turner
Jetty is the new frontier of renter’s insurance. Insurance through the big five is like maintaining a landline. Jetty is the iPhone X.
  
18

What happens in the event of a natural disaster?

What happens if a natural disaster, like a hurricane or storm, hits Pennsylvania? Jetty Renters Insurance offers protection from storm damage in some instances—what it comes down to is the difference between damage specifically caused by the storm (e.g., wind, debris, etc.) and damage caused by a flood (e.g., storm surge, water, etc.). We cover the first one, which is typical of almost all renters insurance providers in the country. Let’s use an example: If high winds send a cinder block through your window and take out your 56-inch 4K OLED Panasonic flat screen TV, you’re covered because this is damage from wind and debris. If that same 56-inch 4K OLED Panasonic flat screen TV gets damaged or destroyed by the flood waters, you’re not covered. To cover against flood damage, we recommend you supplement your Jetty Renters Insurance with coverage from the U.S. government’s National Flood Insurance Program.

  

For more information, see the "What’s not covered" section of this post in our Jetty FAQ.

You keep building the life you want. We’ll protect it.

Plans start at $5/mo.
Get covered in under 2 minutes.

We get it, not everyone is ready
for commitment.

So let’s take this slow. Sign up for our low-key newsletter, and we’ll (tastefully) remind you to reconsider.

Issuance of coverage is subject to underwriting review and approval. Coverage may not be available in all states. Please see a copy of the policy for the full terms, conditions and exclusions. Policy obligations are the sole responsibility of State National Insurance Company, Inc. (NAIC No. 12831), Bedford, TX, or National Specialty Insurance Company (NAIC No. 22608), Bedford, TX, depending on product and state (refer to the Legal Notices for more information). Coverage scenarios are hypothetical and shown for illustrative purposes only. Coverage is dependent on the actual facts and circumstances giving rise to a claim.

Jetty Insurance Agency LLC (Jetty) is an insurance agency licensed to sell property-casualty insurance products. Jetty will receive compensation from State National for such sales. Refer to the Legal Notices section for additional information.