You’re unique, Philadelphia. Your renters insurance should be, too.

You’re unique, Philadelphia. Your renters insurance should be, too.

There’s a lot to love about living in Philadelphia, but you’ll enjoy it a lot more with a little peace of mind. That’s where Jetty Renters Insurance comes in. Our plans start at just $5/month, so you can protect the things you love, without breaking the bank.

There’s a lot to love about living in Philadelphia, but you’ll enjoy it a lot more with a little peace of mind. That’s where Jetty Renters Insurance comes in. Our plans start at just $5/month, so you can protect the things you love, without breaking the bank.

4.7

  
  
  
  
  
  
  
  
  
  

From 321 verified reviews.

built for Philadelphia

Renters insurance that meets your needs.

Protect the things you care about.

  

Coverage for your favorite things

  

Additional coverage for electronics and valuables

  

Help with bedbug cleanup

Even Jetty’s most basic renters insurance plans protect your belongings from a range of common damages. If your sofa is soaked by a burst pipe, or your clothes are destroyed in a fire, we’ll have you covered. But we know that a basic plan isn’t enough for everyone, which is why we offer Power-Ups—additional protections for those who need it. If you own a big-ticket item, like an engagement ring, the Valuables Protection Power-Up is for you. If you’re looking to protect your phone or laptop from loss or water damage, the Portable Electronics Power-Up has your back. And if you’re worried about bedbugs, the Bedbugs Coverage Power-Up will help you rest easy.

Coverage for people on the go.

  

Protection when you travel

  

Additional coverage for lost items

Did you know that your renters insurance travels with you? Whether you’re lugging your laptop on your commute or traveling the world with a suitcase full of stuff, your things are still covered from perils. And if you’re prone to misplacing things while you’re on the move, you can get coverage for lost items with the Valuables Protection Power-Up and Portable Electronics Power-Up.

Help when you’re displaced.

  

Coverage for temporary accommodations

  

Coverage for some additional living expenses

If a covered incident, like a fire or windstorm, causes enough damage to render your place uninhabitable, we’ll step in. Jetty can foot the bill for temporary accommodations, and even help with some reasonable additional living expenses, like the increased cost of a longer commute.

neighborhoods

Renters insurance for every Philadelphia resident.

Philadelphia’s many neighborhoods offer something for everyone. So does Jetty. Our plans are fully customizable, with plenty of options to add on the coverages you need and remove the ones you don’t. If you’ve got expensive jewelry, the Valuables Protection Power-Up has your name on it. And if you tend to lose your phone, or you want to be protected the next time you shatter your screen, the Portable Electronics Power-Up is for you. You can even adjust your deductible and coverage limits so you end up with a plan that suits you just as well as the neighborhood you call home. And how much is renters insurance in PA? Jetty plans start at $5/month.

Philadelphia’s many neighborhoods offer something for everyone. So does Jetty. Our plans are fully customizable, with plenty of options to add on the coverages you need and remove the ones you don’t. If you’ve got expensive jewelry, the Valuables Protection Power-Up has your name on it. And if you tend to lose your phone, or you want to be protected the next time you shatter your screen, the Portable Electronics Power-Up is for you. You can even adjust your deductible and coverage limits so you end up with a plan that suits you just as well as the neighborhood you call home. And how much is renters insurance in PA? Jetty plans start at $5/month.

Neighborhood
Coverage
Neighborhood  

Fishtown

Coverage
If you’re living in one of Philly’s hippest neighborhoods, you probably spend a fair amount of time out at restaurants and bars. But for those times you decide to have friends over instead, Jetty has you covered. Not only do we protect your belongings from theft and certain kinds of damage, we can also chip in to cover medical bills if someone is accidentally injured at your place.
Neighborhood  

University City

Coverage
You don’t need a professor to tell you that Jetty Renters Insurance is a good decision. Not only do we protect your things at an affordable price, we’re made to fit your busy lifestyle. With our streamlined, mobile-friendly site, you can sign up for insurance and adjust your plan from anywhere. Plus, our 24/7 claims support means we’ll have your back whenever you need us.
Neighborhood  

Chestnut Hill

Coverage
Historic homes often come with historic plumbing. If you’re unlucky enough to be displaced from your home due to damage from a burst pipe (or other covered incident, like a fire), Jetty will have your back. In the insurance world, this is called “loss of use” coverage, and it provides funds for temporary accommodations. We can also help pay for certain reasonable additional living expenses, like eating out while you’re without a kitchen.

Don’t see your neighborhood? See what your pricing is like in 30 seconds or less.

1

Get a quote.

Our Quick Quote process provides renters insurance quotes in PA in 60 seconds or less.

2

Customize.

Adjust your plan to fit your needs and budget.

3

Get insured.

Lock in your rate for Philadelphia renters insurance, and start protecting your property.

Frequently Asked Questions

Q.
What parts of my renters insurance plan for Philadelphia, PA can I customize?
A.

Almost all of it! Jetty understands that everyone is different—the right plan for one person might not be a fit for someone else. That’s why we let you customize just about every part of your renters insurance in PA, from your deductible to your coverage limits.

Q.
Can I add my significant other? What about my landlord?
A.

Sure thing. When you generate a quote for Philadelphia renters insurance, look for the option to add either your landlord (this is called an “additional interest,” and your landlord will have access to information about your plan) or your significant other who lives with you. Enter their info, and they’ll be added to your plan.

Q.
Do you offer proof of renters insurance in PA?
A.

Jetty sends full PDF documentation of your plan right to your inbox as soon as you sign up. If you misplace the file, you can always download it again from your account.

Q.
What coverage does my renters insurance for Philadelphia include?
A.

Like most renters insurance plans in PA, a basic Jetty plan includes four key coverages:

Contents coverage.

Protection for your belongings (the contents of your home).

Loss of use coverage.

Help if a covered incident renders your place uninhabitable.

Liability coverage.

Protection if you’re financially liable to another person for property damage.

Medical payments to others coverage.

Help covering medical bills if someone is accidentally injured at your place.

For some people, these coverages are enough. Others might want extra protection. That’s where Jetty Power-Ups come in. These bonus coverages (known in the insurance industry as “endorsements”) include protections like the Portable Electronics Power-Up, Valuables Protection Power-Up, Bedbugs Coverage Power-Up, and Airbnb Host Theft Protection. They’re just one more way Jetty makes it easy to get the Philadelphia, PA renters insurance plan you need.

reviews

Still on the fence?
Here’s how some Philadelphia customers feel.

4.7

  
  
  
  
  
  
  
  
  
  

From 321 verified reviews.

  
  
  
  
  
  
  
  
  
  
Jetty Customer
Jetty has the most affordable and complete renter’s insurance on the market, it even beats the multi-policy discount from competitors!
  
23
  
  
  
  
  
  
  
  
  
  
Stephanie
very easy to manage and understand once you have to file a claim
  
21
  
  
  
  
  
  
  
  
  
  
Josh Turner
Jetty is the new frontier of renter’s insurance. Insurance through the big five is like maintaining a landline. Jetty is the iPhone X.
  
18

What happens in the event of a natural disaster?

What happens if a natural disaster, like a hurricane, hits Philadelphia? The answer is a bit complicated. Like most insurance providers, Jetty Renters Insurance offers protection from storm damage in some instances—what it comes down to is the difference between damage specifically caused by the storm (e.g., wind, debris, etc.) and damage caused by a flood (e.g., storm surge, water, etc.). We cover the first one, which is typical of almost all renters insurance providers in the country. Let’s use an example: If high winds send a cinder block through your window and take out your television, you’re covered because this is damage from wind and debris. If that same television gets damaged or destroyed by flood waters from a storm surge, you’re not covered. To cover against flood damage, we recommend you supplement your Jetty Renters Insurance with coverage from the U.S. government’s National Flood Insurance Program.

  
For more information, see the "What’s not covered" section of this post in our Jetty FAQ.

You keep building the life you want. We’ll protect it.

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Get covered in under 2 minutes.

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So let’s take this slow. Sign up for our low-key newsletter, and we’ll (tastefully) remind you to reconsider.

Issuance of coverage is subject to underwriting review and approval. Coverage may not be available in all states. Please see a copy of the policy for the full terms, conditions and exclusions. Policy obligations are the sole responsibility of State National Insurance Company, Inc. (NAIC No. 12831), Bedford, TX, or National Specialty Insurance Company (NAIC No. 22608), Bedford, TX, depending on product and state (refer to the Legal Notices for more information). Coverage scenarios are hypothetical and shown for illustrative purposes only. Coverage is dependent on the actual facts and circumstances giving rise to a claim.

Jetty Insurance Agency LLC (Jetty) is an insurance agency licensed to sell property-casualty insurance products. Jetty will receive compensation from State National for such sales. Refer to the Legal Notices section for additional information.