Life in San Francisco should be as exciting and vibrant as the city itself. Don’t waste any time worrying about things like burst pipes, stolen laptops, or rowdy party guests. Instead, get one of the best renters insurance plans in San Francisco to help protect the things you love. With plans starting at $5/month, Jetty makes it easy to get affordable renters insurance.
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built for San Francisco
Great rates with options you actually want in the city.
Protect your favorite things
Additional coverage options for valuables
From your bike to your phone, Jetty Renters Insurance can cover your favorite things. With additional upgrades like the Portable Electronics Power-Up and Valuables Protection Power-Up, you’ll be able to customize the coverage you need for the valuables you have. (Note: Jetty Renters Insurance covers your electronics and valuables in some instances without the Power-Up, like if they get stolen, damaged in a fire, or damaged by water from a burst pipe. The Power-Up offers extra protection from things like dropping your phone and cracking its screen, or if you have extra expensive valuables that aren’t covered in the base plan.)
Coverage across the bay and around the world.
Protection when you travel
Additional coverage options for lost items
We know that renters in the Bay Area are pretty well-traveled, so those valuables of yours aren’t just covered when you’re inside your place. Jetty has insurance plan options that travel with you wherever you go, so your phone, jacket, or jewelry can always be covered.
No need to couch surf in a jam.
Increase in living expenses covered
San Franciscans might love the great outdoors, but when you can’t stay in your place from setbacks like fire or water damage from a burst pipe, we’ll make sure you’ve got an indoor place to sleep (like a hotel) while your place gets fixed. This is called "loss of use" coverage, but we’re not big jargon fans. We’re just fans of having a safe place to stay.
how it works
Get a quote.
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Tailor your coverage to help make it one of the best renters insurance plans in SF for your specific needs and budget.
Lock in your rate, and start protecting your things. We’ll send proof of insurance directly to your e-mail.
From 321 verified reviews.
What happens if a disaster like a hurricane or earthquake hits San Francisco? Jetty Renters Insurance offers protection from hurricane damage in some instances—what it comes down to is the difference between damage specifically caused by the storm (e.g., wind, debris, etc.) and damage caused by a flood (e.g., storm surge, water, etc.). We cover the first one, which is typical of almost all renters insurance providers in the country.
Let’s use an example: If hurricane winds send a cinder block through your window and take out your 56-inch 4K OLED Panasonic flat screen TV, you’re covered because this is damage from wind and debris. If that same 56-inch 4K OLED Panasonic flat screen TV gets damaged or destroyed by the flood waters from that hurricane, you’re not covered. To cover against flood damage, we recommend you supplement your Jetty Renters Insurance with coverage from the U.S. government’s National Flood Insurance Program.
For more information, see the "What’s not covered" section of this post in our Jetty FAQ.
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Issuance of coverage is subject to underwriting review and approval. Coverage may not be available in all states. Please see a copy of the policy for the full terms, conditions and exclusions. Policy obligations are the sole responsibility of State National Insurance Company, Inc. (NAIC No. 12831), Bedford, TX, or National Specialty Insurance Company (NAIC No. 22608), Bedford, TX, depending on product and state (refer to the Legal Notices for more information). Coverage scenarios are hypothetical and shown for illustrative purposes only. Coverage is dependent on the actual facts and circumstances giving rise to a claim.Jetty Insurance Agency LLC (Jetty) is an insurance agency licensed to sell property-casualty insurance products. Jetty will receive compensation from State National for such sales. Refer to the Legal Notices section for additional information.