Get Jetty Renters Insurance in San Francisco.

Life in San Francisco should be as exciting and vibrant as the city itself. Don’t waste any time worrying about things like burst pipes, stolen laptops, or rowdy party guests. Instead, get one of the best renters insurance plans in San Francisco to help protect the things you love. With plans starting at $5/month, Jetty makes it easy to get affordable renters insurance.

4.7

  
  
  
  
  
  
  
  
  
  

From 321 verified reviews.

built for San Francisco

Affordable apartment insurance for San Francisco.

Great rates with options you actually want in the city.

  

Protect your favorite things

  

Additional coverage options for valuables

From your bike to your phone, Jetty Renters Insurance can cover your favorite things. With additional upgrades like the Portable Electronics Power-Up and Valuables Protection Power-Up, you’ll be able to customize the coverage you need for the valuables you have. (Note: Jetty Renters Insurance covers your electronics and valuables in some instances without the Power-Up, like if they get stolen, damaged in a fire, or damaged by water from a burst pipe. The Power-Up offers extra protection from things like dropping your phone and cracking its screen, or if you have extra expensive valuables that aren’t covered in the base plan.)

Coverage across the bay and around the world.

  

Protection when you travel

  

Additional coverage options for lost items

We know that renters in the Bay Area are pretty well-traveled, so those valuables of yours aren’t just covered when you’re inside your place. Jetty has insurance plan options that travel with you wherever you go, so your phone, jacket, or jewelry can always be covered.

No need to couch surf in a jam.

  

Increase in living expenses covered

San Franciscans might love the great outdoors, but when you can’t stay in your place from setbacks like fire or water damage from a burst pipe, we’ll make sure you’ve got an indoor place to sleep (like a hotel) while your place gets fixed. This is called "loss of use" coverage, but we’re not big jargon fans. We’re just fans of having a safe place to stay.

neighborhoods

Customized coverage, no matter where in San Francisco you live.

No matter where you live in San Francisco, Jetty offers affordable renters insurance that protects the things you love.
Neighborhood
Coverage
Neighborhood  

The Mission

Coverage
When you’re living in the Mission, you know variety is the spice of life. That’s why we’re ready for a variety of mishaps—Jetty has plan options that can be tailored to your specific lifestyle. Did your cone from Bi-Rite Creamery land on top of your phone? Did someone ransack your place while you were chilling in the park? Did your brother drop your guitar down the steps, and now it’s in two? Jetty has renters insurance plan options that can help protect you during these situations.
Neighborhood  

Haight-Ashbury

Coverage
Those who call The Haight home know a thing or two about the value of, well, valuables from a bygone era. That’s why Jetty Renters Insurance is ready with additional coverage options for that extra-nice turntable and your grandmother’s pearl earrings. We’ve also got coverage options for the times when you drop your phone and crack the screen, or spill coffee all over your laptop. And this coverage travels with you, so those earrings, phone, and more are covered whether they’re in your place, with you down the street at Murio’s, or on that upcoming trip to Morocco with your friends.
Neighborhood  

North Beach

Coverage
Ahh, North Beach. This totally classic, old-school neighborhood is such a great place to call home. And Jetty has options that can cover you when those “classic” old pipes burst in your place, or when you pick up some bedbug hitchhikers in Washington Square Park. Plus, we’re not just covering things that stay in your apartment—with Jetty’s Portable Electronics Power-Up, your phone, tablet, and laptop are covered if you’re out and you accidentally dunk them in espresso, drown them in gelato, or experience a red wine disaster.

Don’t see your neighborhood? See what your pricing is like in 30 seconds or less.

how it works

No agents. No paperwork. No nonsense.

1

Get a quote.

With our Quick Quote process, you can generate a quote in 30 seconds.

2

Customize.

Tailor your coverage to help make it one of the best renters insurance plans in SF for your specific needs and budget.

3

Get insured.

Lock in your rate, and start protecting your things. We’ll send proof of insurance directly to your e-mail.

faq

Q.
What can I customize?
A.
Almost anything. Jetty lets you modify your deductible, coverage limits, liability coverage, and plenty more. With Jetty, you can build one of the best renters insurance plans in SF for your needs.
Q.
Can I add a landlord or significant other?
A.
Absolutely. When you generate a quote for renters insurance in San Francisco, CA, look for space to add either a landlord (known as an “additional interest”) or significant other to your policy. Adding either is as simple as entering their basic info.
Q.
Will I get proof of insurance?
A.
We e-mail full PDF documentation of your policy as soon as you sign up. You can always download it again from your account if you lose it or can’t find it.
Q.
What makes up my renters insurance plan in San Francisco?
A.
Like most of the best renters insurance in SF, Jetty offers four basic coverage options:
Contents coverage.
Protection for your belongings.
Loss of use coverage.
Help with living expenses in the event a covered loss makes your place uninhabitable.
Liability coverage.
Protection if you’re financially liable to someone else (perhaps as a result of damaging their property, for example).
Medical payments to others coverage.
Helps pay someone else’s medical bills due to a no-fault incident on or near your property.
Of course, we at Jetty know that no two people are alike. You may need extra protection beyond what these basic coverages provide. That’s why we offer Jetty Power-Ups (technically called “endorsements”) for your renters insurance in San Francisco, CA. These extra features include bedbug protection, valuables protection, electronics protection, and even AirBnB host theft protection. Add the coverage you need (and remove the coverage you don’t need) to help you get the right plan for your needs.
Q.
Why is renters insurance important for people living in San Francisco, CA?
A.
You can’t control everything. There are plenty of ways your belongings could be damaged or lost when you rent. There are also situations you can’t anticipate, like an apartment becoming uninhabitable or a guest accidentally getting hurt during a visit. With a renters insurance plan in San Francisco, you’re protected. Did a friend accidentally get injured at your apartment-warming party? Maybe your roommate’s less-than-trustworthy guests made off with your new MacBook. Maybe that furniture your aunt gifted you also happened to bring bedbugs into the apartment? When you have renters insurance (starting at just $5/month) in San Francisco with the right coverage options, you can worry less about these types of incidents.
Q.
Why are people in San Francisco switching renters insurance policies to Jetty?
A.
Jetty is a new, online-based and mobile-friendly form of renters insurance in San Francisco, CA. Because we don’t operate any brick-and-mortar locations, we save a lot of money, passing those savings on to you. Signing up is also an easy process, designed for people with busy lifestyles. You can sign up for Jetty at the office, during your morning walk, or after midnight because someone you’re partying with recommended it. Best of all, Jetty lets you customize your policy so it’s one of the best renters insurance plans in SF that suits your needs.
Visit Full FAQ

reviews

Still on the fence?
Here’s how some San Francisco customers feel.

4.7

  
  
  
  
  
  
  
  
  
  

From 321 verified reviews.

  
  
  
  
  
  
  
  
  
  
Jetty Customer
Jetty has the most affordable and complete renter’s insurance on the market, it even beats the multi-policy discount from competitors!
  
23
  
  
  
  
  
  
  
  
  
  
Stephanie
very easy to manage and understand once you have to file a claim
  
21
  
  
  
  
  
  
  
  
  
  
Josh Turner
Jetty is the new frontier of renter’s insurance. Insurance through the big five is like maintaining a landline. Jetty is the iPhone X.
  
18

What happens in the event of a natural disaster?

What happens if a disaster like a hurricane or earthquake hits San Francisco? Jetty Renters Insurance offers protection from hurricane damage in some instances—what it comes down to is the difference between damage specifically caused by the storm (e.g., wind, debris, etc.) and damage caused by a flood (e.g., storm surge, water, etc.). We cover the first one, which is typical of almost all renters insurance providers in the country.

Let’s use an example: If hurricane winds send a cinder block through your window and take out your 56-inch 4K OLED Panasonic flat screen TV, you’re covered because this is damage from wind and debris. If that same 56-inch 4K OLED Panasonic flat screen TV gets damaged or destroyed by the flood waters from that hurricane, you’re not covered. To cover against flood damage, we recommend you supplement your Jetty Renters Insurance with coverage from the U.S. government’s National Flood Insurance Program.

  

For more information, see the "What’s not covered" section of this post in our Jetty FAQ.

You keep building the life you want. We’ll protect it.

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Issuance of coverage is subject to underwriting review and approval. Coverage may not be available in all states. Please see a copy of the policy for the full terms, conditions and exclusions. Policy obligations are the sole responsibility of State National Insurance Company, Inc. (NAIC No. 12831), Bedford, TX, or National Specialty Insurance Company (NAIC No. 22608), Bedford, TX, depending on product and state (refer to the Legal Notices for more information). Coverage scenarios are hypothetical and shown for illustrative purposes only. Coverage is dependent on the actual facts and circumstances giving rise to a claim.Jetty Insurance Agency LLC (Jetty) is an insurance agency licensed to sell property-casualty insurance products. Jetty will receive compensation from State National for such sales. Refer to the Legal Notices section for additional information.