Renters insurance for Houston, Austin, and Dallas.

Renters insurance for Houston, Austin, and Dallas.

There are plenty of reasons to live in a major Texas city: Austin offers lively and exciting cultural and culinary experiences, Dallas is a large city that’s still growing fast, and Houston boasts a growing energy job market with relatively affordable living options. No matter which city you choose, you should be able to focus on the benefits of living there, not worrying about what might happen to your home or your things. With Jetty, signing up for renters insurance in Texas gets you better, more affordable coverage—starting at just $5/month.

There are plenty of reasons to live in a major Texas city: Austin offers lively and exciting cultural and culinary experiences, Dallas is a large city that’s still growing fast, and Houston boasts a growing energy job market with relatively affordable living options. No matter which city you choose, you should be able to focus on the benefits of living there, not worrying about what might happen to your home or your things. With Jetty, signing up for renters insurance in Texas gets you better, more affordable coverage—starting at just $5/month.

4.7

  
  
  
  
  
  
  
  
  
  

From 321 verified reviews.

built for Texas

Affordable renters insurance for Texas.

Coverage to boot.

  

Protect your favorite things

  

Additional coverage options for valuables

From cowboy boots to 10-gallon hats, Jetty Renters Insurance covers the things that Texans love the most, starting at just $5/month. Our renters insurance plans protect your things from theft, fire, some types of water damage (not floods—for that, you’d need to explore flood insurance!), and even some damages from major weather events (more on that below). Add more coverage for protecting your favorite things with our Jetty Power-Ups (traditionally called “endorsements” in the insurance world), which protect you from things like losing your engagement ring, or cracking your phone screen. Just look for the Valuables Power-Up and Portable Electronics Power-Up when getting your quote.

Protection South of the Border.

  

Protection when you travel

  

Additional coverage for lost items

When your weekend adventures take you South of the Border—or anywhere else outside the home—your Jetty Renters Insurance is still with you. Jetty Renters Insurance protects your most valuable valuables from theft when you travel, even internationally. If you want additional coverage for damage or losing a possession, add one of our Power-Ups for your jewelry or portable electronics. Power-Ups start at just $3 extra per month.

No need to couch surf in an emergency.

  

Increase in living expenses covered

When a covered mishap (like a fire or burst pipe) loss turns your Texas abode into an uninhabitable spot, Jetty Renters Insurance is ready to help you with temporary lodging. While we might not cover cocktails and room service, we’ll make sure you’ve got a reasonable place to stay so you don’t have to crash on your friend’s couch.

neighborhoods

What types of renters insurance do Texans want?

Texas is a big state, so it goes without saying that the types of coverage from one city to the next are different. We pulled Jetty Renters Insurance data from Austin, Dallas, and Houston to give you a breakdown of what renters in those communities value the most.

Texas is a big state, so it goes without saying that the types of coverage from one city to the next are different. We pulled Jetty Renters Insurance data from Austin, Dallas, and Houston to give you a breakdown of what renters in those communities value the most.

Neighborhood
Coverage
Neighborhood  

Austin

Coverage
Folks in Austin might not agree on how to keep Austin weird, but they do agree that adding additional protections for their favorite devices is the right thing to do. About 90% of Austin renters insurance customers choose the Jetty Portable Electronics Power-Up to protect their smartphones, laptops, and tablets from drops, cracks, and even losing them. Starting at just $3 extra per month extra, getting Jetty’s Portable Electronics Power-Up the Austin thing to do.
Neighborhood  

Dallas

Coverage
Month-to-month might be the way to go if you count Mavericks or the Cowboys as your favorite teams. Dallas renters insurance Members (roughly 79% of them) overwhelmingly choose monthly as their payment choice for renters insurance on Jetty. Hey Dallas, here’s a little-known secret: Choose annual and save on your monthly bill, at least enough to cover a day trip to the Aquarium.
Neighborhood  

Houston

Coverage
Houston might not rival Dallas for football supremacy (ring count, Houston?), but Houstonians definitely choose more coverage than folks in Dallas when it comes to their possessions. On average, Houstonians choose around $13,000 in contents coverage, which is just above the minimum of $10,000. If you’re big in oil money, you might consider just a bit more coverage than that for only a few dollars more a month.

Don’t see your neighborhood? See what your pricing is like in 30 seconds or less.

how it works

No agents. No paperwork. No nonsense.

1

Get a quote.

Thanks to our Quick Quote process, it can take as little as 30 seconds to generate a quote for renters insurance in Texas.

2

Customize.

Need more coverage in one area? Less coverage in another? Jetty lets you customize a plan to suit your exact needs.

3

Get insured.

Lock in your rate for what your renters insurance in Texas costs. Start protecting your stuff. It’s that simple. As soon as you buy a plan, we’ll e-mail proof of insurance right to you.

faq

Q.
What can I customize for my renters insurance in Texas?
A.
Just about everything! With Jetty, you can adjust your deductible, coverage limits, and much more. It’s renters insurance for Austin, Houston, and the rest of Texas that fits your lifestyle and budget.
Q.
Can I add a landlord or significant other?
A.
Go for it! Generate a quote for renters insurance in Texas, and you’ll find a space where you can add a landlord ("additional interest") or significant other. Click the space, add who you want, and you’re all set.
Q.
Will I get proof of insurance?
A.
For sure. We’ll e-mail full PDF documentation of your plan the moment you choose one. If it ever gets lost in your inbox, not to worry. You can always download it again straight from your account.
Q.
What makes up my renters insurance plan?
A.
Like the vast majority of policies, Jetty offers basic protections when it comes to renters insurance in Texas:
Contents coverage.
Protection for your belongings.
Loss of use coverage.
Help with living expenses in the event a covered loss makes your place uninhabitable.
Liability coverage.
Protection if you’re financially liable to someone else (perhaps as a result of damaging their property, for example).
Medical payments to others coverage.
Helps pay someone else’s medical bills due to a no-fault incident on or near your property.
Of course, these coverages aren’t enough for every lifestyle. That’s why we offer Jetty Power-Ups. These additions to our standard renters insurance plans for Houston, Austin, Dallas, and other Texas cities include extra coverage for portable electronics, valuables, bedbugs, and even Airbnb theft protection. Choose the ones that fit your needs.
Q.
Why are renters insurance plans important for people living in Houston, Austin, and Dallas?
A.
Plenty of things can happen to your stuff when you live in a big Texas city. Maybe a pipe broke in the neighbor’s apartment, flooding yours and forcing you to move out. Perhaps a less-than-trustworthy guest made off with your new phone. With Jetty’s renters insurance plans for Austin, Houston, and more cities in Texas, you’re covered, often for as little as $5/month.
Q.
Why are people in Houston, Austin, and Dallas switching apartment insurance policies to Jetty?
A.
We built Jetty to match the busy lifestyle of a young professional. Our online, mobile-friendly signup process is fast, efficient, and available 24/7. Sign up during your break at work, receive a quote for renters insurance in Texas before going to bed, or even upgrade your plan in the middle of the night. It’s all up to you. Because we let you customize your plans, you can make sure the policy offers exactly the kind of coverage you need for renters insurance in Houston, Austin, and more. There’s no more paying for any coverage you don’t need. On top of that, because Jetty doesn’t operate brick-and-mortar locations, we reduce our costs for renters insurance in Texas. Then, we pass those savings on to you. If you want affordable protection for living, Jetty offers renters insurance in Texas for you.

reviews

Still on the fence?
Here’s how some Texas customers feel.

4.7

  
  
  
  
  
  
  
  
  
  

From 321 verified reviews.

  
  
  
  
  
  
  
  
  
  
Jetty Customer
Jetty has the most affordable and complete renter’s insurance on the market, it even beats the multi-policy discount from competitors!
  
23
  
  
  
  
  
  
  
  
  
  
Stephanie
very easy to manage and understand once you have to file a claim
  
21
  
  
  
  
  
  
  
  
  
  
Josh Turner
Jetty is the new frontier of renter’s insurance. Insurance through the big five is like maintaining a landline. Jetty is the iPhone X.
  
18

Even the storms are bigger in Texas.

Hurricanes, tornadoes, and storm flooding are just a few of the the natural disasters that Texans have to deal with each year. When thinking about the protections that renters insurance offers against these large, perilous events, it’s important to know what is covered and what is not covered with your Jetty Renters Insurance policy. Storm damage (e.g., wind, debris) and flood damage (e.g., storm surge, water, etc.) are the two major distinctions in your policy that we should discuss. Let’s use an example: If a hurricane hits Houston and sends a cinder block through your window that takes out your 56-inch 4K OLED Panasonic Flat Screen TV, you’re covered, since this is damage from wind and debris. If that same 56-inch 4K OLED Panasonic Flat Screen TV gets damaged or destroyed by the flood waters from that hurricane, you’re not covered, since—like all companies’ standard policies—Jetty renters insurance in Texas does exclude floods. To cover against flood damage, we recommend you supplement your Jetty Renters Insurance with coverage from the U.S. Government’s National Flood Insurance Program.

  
For more information, see the "What’s not covered" section of this post in our Jetty FAQ.

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Issuance of coverage is subject to underwriting review and approval. Coverage may not be available in all states. Please see a copy of the policy for the full terms, conditions and exclusions. Policy obligations are the sole responsibility of State National Insurance Company, Inc. (NAIC No. 12831), Bedford, TX, or National Specialty Insurance Company (NAIC No. 22608), Bedford, TX, depending on product and state (refer to the Legal Notices for more information). Coverage scenarios are hypothetical and shown for illustrative purposes only. Coverage is dependent on the actual facts and circumstances giving rise to a claim.

Jetty Insurance Agency LLC (Jetty) is an insurance agency licensed to sell property-casualty insurance products. Jetty will receive compensation from State National for such sales. Refer to the Legal Notices section for additional information.